North Topsail Beach Homes under $500,000

Welcome to North Topsail Beach, a hidden gem nestled along the stunning coastline of North Carolina's Onslow County. This charming beach town offers a perfect blend of serene coastal living and vibrant community spirit, making it an ideal destination for families, retirees, and anyone seeking a laid-back lifestyle by the sea.

North Topsail Beach is renowned for its pristine sandy shores, breathtaking sunrises, and an abundance of outdoor activities. Whether you're a beachcomber, a fishing enthusiast, or simply someone who enjoys long, leisurely walks along the shore, this picturesque locale has something for everyone. The warm, inviting waters of the Atlantic Ocean provide endless opportunities for swimming, paddleboarding, and kayaking, while the nearby nature preserves offer trails for hiking and exploring the local wildlife.

For those looking to call North Topsail Beach home, you'll be delighted to know that there are numerous charming properties available for under $500,000. These homes offer a range of styles and sizes, from cozy beach cottages to more spacious family residences, all designed to embrace the coastal lifestyle. Imagine waking up to the sound of waves crashing and enjoying your morning coffee with an ocean view.

With its friendly community, easy access to local amenities, and a plethora of recreational opportunities, North Topsail Beach is not just a place to live—it's a lifestyle. Discover the beauty and charm of this coastal paradise today, and find your perfect home in North Topsail Beach!

Newest North Topsail Beach Homes under $500,000

2000 New River Inlet Rd Unit 1c5, North Topsail Beach

$274,888

2 Beds ⋅ 2 Baths

Enjoy coastal living at St. Regis Resort in this inviting 2-bedroom, 2-bath condo in North Topsail Beach. Whether you're searching for a beach getaway, full-time coastal home, or investment opportunity, this property offers the perfect setting to enjoy everything Topsail Island has to offer. The condo features a comfortable, open living space, a functional kitchen, and two spacious bedrooms, providing plenty of room to relax after a day at the beach. Located within the oceanfront St. Regis community, you'll have convenient access to the shoreline along with an impressive selection of resort-style amenities. St. Regis offers indoor and outdoor pools, fitness center, sauna, arcade, playground, basketball court, putting green, picnic and grilling areas, on-site dining, coffee and ice cream shops, elevators, and private beach access. With so much available right within the community, it's easy to settle into the Topsail Island lifestyle. Come see why St. Regis continues to be a favorite destination on the North Carolina coast!

2000 New River Inlet Rd Unit 1c5, North Topsail Beach

790 New River Inlet Rd Unit 205b, North Topsail Beach

$250,000

1 Beds ⋅ 1 Baths

Welcome to coastal living at its best in Villa Capriani! This beautifully updated 2-bedroom, 2-bath condominium offers the perfect blend of investment opportunity, vacation getaway, and low-maintenance beach living in North Topsail Beach. Inside, you'll find LVP flooring throughout, stainless steel appliances, and gorgeous quartz countertops in the kitchen, creating a fresh, coastal feel that is both stylish and easy to maintain. Whether you're looking for a proven rental property, a second home, or your own place to escape to the coast, this condo offers the flexibility and convenience you're looking for. Villa Capriani is known for its resort-style amenities and prime oceanfront setting, featuring direct beach access, multiple community pools, hot tubs, beautifully maintained grounds, and an on-site restaurant. Owners enjoy peace of mind with the HOA handling exterior building and grounds maintenance, water, sewer, trash, pest control, and the master insurance. With strong rental appeal and amenities designed for vacationers, Villa Capriani offers an easy way to own a piece of the North Topsail Beach lifestyle without the day-to-day maintenance of a traditional home. Whether you're relaxing by the pool, soaking in the hot tub, enjoying dinner on-site, or walking straight out to the beach, this is coastal living made easy!

790 New River Inlet Rd Unit 205b, North Topsail Beach

2000 New River Inlet Rd Unit 2304, North Topsail Beach

$335,000

2 Beds ⋅ 2 Baths

Discover coastal living and investment potential with this furnished two-bedroom, two-bathroom condo at St. Regis on North Topsail Beach. Located on the third floor, this inviting unit offers beautiful views and an easy, low-maintenance beach lifestyle--perfect as a primary residence, second home, or investment property. Tile flooring throughout makes beach living a breeze, while the kitchen features solid-surface countertops and a convenient wet bar for entertaining. The primary suite includes an updated en suite bathroom with a walk-in tiled shower. Step outside onto the covered balcony and enjoy fabulous views of the ocean and the renovated covered pool. Recent improvements add even more value, including a new HVAC system and new washer and dryer. The exterior of the building has also recently been restored, giving the property a fresh, updated appearance. A month-to-month tenant is currently in place and may remain if desired by the new owner, offering added flexibility for an investor. St. Regis offers an impressive collection of resort-style amenities, including indoor and outdoor pools, on-site dining, community Wi-Fi, a business center, arcade, fitness center, playground, sauna, seasonal activities, and convenient parking. The Sea Star Cabana provides poolside refreshments during the season. Ideally situated on Topsail Island between Wilmington and Jacksonville, this condo provides convenient access to the area's beaches, dining, recreation, and coastal attractions. Whether you're searching for an off-season escape, a vacation rental investment, or a full-time home with an ocean view, this St. Regis condo offers an opportunity to enjoy the North Topsail Beach lifestyle.

2000 New River Inlet Rd Unit 2304, North Topsail Beach

2000 New River Inlet Rd Unit 1004, North Topsail Beach

$389,888

3 Beds ⋅ 3 Baths

Welcome to coastal living at St. Regis! This spacious 3-bedroom, 2-bath condo offers a larger floor plan with plenty of room to relax, entertain, or enjoy as a full-time residence, second home, or investment property. Designed with accessibility in mind, the unit features handicap-accessible accommodations for added convenience. Located in the oceanfront St. Regis community on North Topsail Beach, owners and guests can enjoy an impressive collection of resort-style amenities, including direct beach access, indoor and outdoor pools, fitness center and sauna, onsite dining, coffee and ice cream shops, arcade, playground, putting green, bocce ball, basketball, grilling and picnic areas, and more. Enjoy the space of a three-bedroom condo along with all the conveniences and amenities that make St. Regis a favorite Topsail Island destination.

2000 New River Inlet Rd Unit 1004, North Topsail Beach

2000 New River Inlet Rd Unit 3001, North Topsail Beach

$374,888

3 Beds ⋅ 2 Baths

Enjoy coastal living in this spacious 3-bedroom, 2-bath condo at St. Regis Resort in North Topsail Beach. This unit offers plenty of space for relaxing or entertaining, along with convenient access to the beach and an impressive selection of resort amenities. St. Regis features indoor and outdoor pools, private beach access, fitness center and sauna, arcade, playground, putting green, basketball court, bocce ball, grilling and picnic areas, elevators, EV charging stations, and on-site dining and shops. Whether you're looking for a primary residence, beach getaway, or investment property, this condo offers a great opportunity to enjoy the Topsail Island lifestyle.

2000 New River Inlet Rd Unit 3001, North Topsail Beach

4110 Island Dr Unit 503, North Topsail Beach

$500,000

2 Beds ⋅ 2 Baths

Experience oceanfront living at its finest in this beautifully updated two-bedroom, two-bath residence at St. Moritz. Positioned directly on the oceanfront, this exceptional condominium offers breathtaking views of both the Atlantic Ocean and the Intracoastal Waterway, creating a rare opportunity to enjoy stunning sunrises from the front balcony and spectacular sunsets from the rear balcony. Thoughtfully upgraded for comfort, style, and peace of mind, the home features a tankless water heater, appliances that are less than 5 yrs old, and on the ocean side, brand-new, hurricane-rated windows and doors, a brand-new balcony. The spacious primary suite has been enhanced with remote-controlled blackout blinds. The luxurious primary bathroom showcases a massive walk-in rainfall shower complete with a handheld shower wand, creating a spa-like retreat after a day on the beach. The guest bedroom offers blackout curtains for added privacy and comfort. Both bedrooms have access to the rear balcony. This property is ready to be enjoyed as a primary residence or your 2nd home. At St. Moritz, residents enjoy a truly all-inclusive lifestyle with a full-service HOA that provides landscaping, covered parking, and on-site maintenance. The community gathering space features a fitness area, sauna, entertainment lounge with TV, ping pong table, pool table, fully equipped kitchen, and multiple seating areas designed for socializing, reading, playing cards, or simply taking in the incredible ocean and sound-side views. Whether you're searching for a coastal retreat or a place to create lasting memories with family and friends, this oceanfront gem offers the perfect blend of luxury, convenience, and breathtaking waterfront scenery.

4110 Island Dr Unit 503, North Topsail Beach

1896 New River Inlet Rd Unit 1118, North Topsail Beach

$429,000

2 Beds ⋅ 2 Baths

Ocean views, effortless beachside living, and established rental income await at Shipwatch Villas in North Topsail Beach. Welcome to Unit 1118 at Shipwatch Villas, where relaxed island living meets an exceptional investment opportunity. This beautifully furnished two-bedroom, two-bathroom condo offers the perfect setting for a personal beach retreat, an income-producing vacation property, or the best of both. Inside, the open-concept kitchen and living area creates a bright, inviting space designed for gathering, entertaining, and unwinding after a day by the water. The thoughtful layout offers plenty of space to relax and entertain while maintaining the comfortable, effortless feel of a beach escape. Step outside onto the private balcony and take in beautiful ocean and pool views from the new deck furniture. From morning coffee with an ocean breeze to relaxing after a day on the beach, this outdoor space is made for enjoying the laid-back North Topsail Beach lifestyle. Offered fully furnished and ready to enjoy, Unit 1118 makes ownership easy from day one. With established rental income already in place, buyers can step into a turnkey vacation property while still having the flexibility to enjoy it as their own personal getaway. Whether you're searching for a second home, an income-producing property, or a place that offers the best of both, Shipwatch Villas Unit 1118 delivers the opportunity to own, enjoy, and invest at the beach.

1896 New River Inlet Rd Unit 1118, North Topsail Beach

$449,000

3 Beds ⋅ 2 Baths

Located on Topsail Island, this furnished beach cottage has both sound and ocean access from the ''Winter Haven'' community. Just a short walk to the beach, this well maintained 3 bedroom 2 bath home with an open concept kitchen and living area has a huge screen porch for catching the evening breeze. A fenced yard for your pets and a storage shed for beach toys and chairs. Rinse off in the outdoor shower. Close to Surf City Restaurants and shops. Your beach days are ahead with this home.

2108 Wicker St, North Topsail Beach

2224 New River Inlet Rd Unit 338, North Topsail Beach

$154,900

1 Beds ⋅ 1 Baths

2224 New River Inlet Rd Unit 338, North Topsail Beach

2182 New River Inlet Rd Unit 274, North Topsail Beach

$139,750

1 Beds ⋅ 1 Baths

Active vacation rental with over $25k in 2025 revenue and over $26k in revenue YTD as of August 31st 2026! ''Life is a Beach'' on Airbnb. Second-floor, oceanfront condo located within a well-established beachfront community on North Topsail Beach. This 1-bedroom unit offers direct oceanfront living, strong short-term rental performance, and outstanding value for both personal use and investment purposes. Positioned directly on the oceanfront, the condo enjoys beautiful views of the Atlantic Ocean with easy, convenient beach access just steps from the building. Inside, the unit has been recently updated and features LVP flooring throughout, offering a clean, coastal feel with low-maintenance durability. The primary bedroom provides sleeping for two while an additional built-in bunk area creates extra sleeping space for two more, enhancing functionality and rental appeal. The condo is being sold fully furnished, making it truly turn-key for continued short-term rental use or immediate personal enjoyment. This property is an active and successful short-term rental with frequent bookings, making it a strong opportunity for buyers seeking established income in a high-demand oceanfront location. Buyers are encouraged to review the 3-D virtual tour and professional property video. Oceanfront condos with recent updates, furnished convenience, and a documented rental history are increasingly hard to find. This property represents a compelling opportunity to own a well-performing oceanfront property at North Topsail Beach. Property can be purchased as a package with 2182 New River Inlet Rd Unit 172 and 2224 New River Inlet Road Unit 338. Make your appointment today!

2182 New River Inlet Rd Unit 274, North Topsail Beach

2182 New River Inlet Rd Unit 172, North Topsail Beach

$145,855

1 Beds ⋅ 1 Baths

Extensively Updated Oceanfront Condo with Strong Rental History (Revenue Over $32,000 in 2025 and $25,400 2026 TYD as of August 31st). Oceanfront condo located within a well-established beachfront community on North Topsail Beach. Positioned directly on the oceanfront, this condo offers beautiful Atlantic Ocean views and convenient beach access just steps from the building. Inside, the condo has been extensively updated and showcases LVP flooring, updated cabinetry, granite countertops, and stainless-steel appliances, creating a clean, modern coastal interior designed for durability, style, and guest appeal. The well-designed layout includes a private bedroom along with an additional built-in bunk area, providing extra sleeping space and increasing flexibility for short-term rental use. This property is a highly successful and frequently booked short-term rental, reflecting consistent demand and strong performance in this oceanfront market. Due to the unit's active rental schedule and steady bookings. Unit 172 represents an excellent opportunity to own a well-performing oceanfront investment or an updated coastal retreat. Property can be purchased as a package with 2182 New River Inlet Rd Unit 274 and 2224 New River Inlet Road Unit 338.

2182 New River Inlet Rd Unit 172, North Topsail Beach

2000 New River Inlet Rd Unit 3105, North Topsail Beach

$265,000

2 Beds ⋅ 2 Baths

Welcome to St. Regis 3105, your ideal oceanfront retreat on the breathtaking Topsail Island! This beautifully appointed 2-bedroom, 2-bath condo promises you endless sun-soaked memories and the ultimate beach vacation experience. Step into the cozy and inviting living room, where a large picture window frames stunning views of the Atlantic, creating the perfect backdrop for relaxation. The roomy kitchen, complete with a dishwasher and double sink, seamlessly connects to the dining area that comfortably seats four, making meal times a breeze. With ample seating in the living room, you can gather with friends and family to enjoy each other's company after a day of beach adventures. Retreat to the master bedroom, where you'll be treated to picturesque views of the pool area and breathtaking sunsets over the sea. Enjoy the convenience of a private bathroom featuring a shower over the bath, ensuring a relaxing end to your day. A washer/dryer is included for your convenience. Sleeping six comfortably, St. Regis 3105 is the perfect place for families or small groups looking to create unforgettable moments together. Just a Frisbee throw away from Topsail's beautiful family-oriented beach, this budget-friendly unit offers all the comfort and amenities you need for a memorable getaway. Your oceanfront paradise awaits at St. Regis 3105!

2000 New River Inlet Rd Unit 3105, North Topsail Beach

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