Surf City Real Estate

Surf City Real Estate

Welcome to Surf City, North Carolina—a charming coastal gem that perfectly blends the allure of beach life with the warmth of a close-knit community. Nestled along the picturesque shores of Topsail Island, Surf City boasts stunning sandy beaches, vibrant sunsets, and a laid-back atmosphere that draws visitors and residents alike to its shores.

With a population of just over 2,000, Surf City maintains a quaint, small-town feel while still offering a variety of amenities and activities. The town is renowned for its welcoming spirit, making it an ideal place for families, retirees, and anyone seeking a slice of paradise. Enjoy leisurely strolls along the beach, where the sound of waves crashing against the shore creates a soothing soundtrack to your day.

Surf City is not just about its beautiful beaches; it’s also a hub for outdoor enthusiasts. Kayaking, fishing, and paddleboarding are just a few activities that allow you to immerse yourself in the natural beauty of the area. The nearby parks and nature reserves offer ample opportunities for hiking and wildlife observation, ensuring that adventure is always just around the corner.

The town’s vibrant local culture shines through in its eclectic dining options, charming boutiques, and seasonal festivals that celebrate the community's rich heritage. Whether you’re indulging in fresh seafood at a local eatery or exploring the art galleries that showcase the work of talented local artists, there’s always something delightful to discover.

With its perfect blend of relaxation and recreation, Surf City is not just a destination; it’s a lifestyle waiting to be embraced. Come and experience the magic of Surf City, where every day feels like a vacation!

Newest Listings in Surf City

$865,000
5 Beds ⋅ 4 Baths
Classic Canal Cottage, outstanding waterfront amenities, significant price improvement... seller says ''I'm ready for this to be sold''. 4 bedrooms, 4 baths, upgraded with LVP flooring throughout, with fenced yard for privacy, kids, or pets. On the main living level: Three bedrooms, one with full bath in the hall, a secondary master suite with updated master bath plus an additional private owners retreat with a 'flex' room for office, nursery or private owners den. A large master bath with double vanity and extra large walk in closet along with an upstairs laundry area completes the owner retreat. Ground level has a two car garage with automatic openers, a large open space that could double as a game/rec room or canal party room, popular in the canal neighborhoods, a full bath, a potential bedroom and kitchen area plus laundry area with hookups, so the possibilities are endless for this space. The outside living space is what the canals are all about. Block concrete patios scattered around in the fenced waterfront back yard. A storage cottage (shed) for boat and beach toys, yard tools, etc. that is grandfathered. The sea wall has been refurbished and decking is extensive, covered area over the boat slip and there's two boat lifts. Close to the end of the canal street opens up the views and affords great views to the ICWW and quick trips by boat to the Intracoastal Two boat lifts, one boat slip and updated decking and sea wall on waterfront with a grandfathered storage building for all the boat and beach toys. There's even a boat trailer/extra parking space on the street side. Come check out this value and imagine all the things you can do here.

4069 4th St, Surf City
$402,900
3 Beds ⋅ 2 Baths
Exceptionally maintained! Welcome to easy coastal living in the heart of Waterside. This home offers 3 bedrooms, 2 bathrooms, and 1507 square feet of comfortable living space all on one floor, plus a 2-car garage! Fully fenced yard with recently sodded Zoysia grass! Inside, the popular Allex floor plan delivers practical one-level living with an open layout, stainless steel appliances, and a smart-home package for everyday convenience. The primary suite and secondary bedrooms are thoughtfully arranged for privacy, while the attached garage and low-maintenance finishes make day-to-day life simple. Covered porch living and a usable yard complete the picture of a home that is easy to enjoy year-round. Waterside is one of Surf City's most desirable neighborhoods, known for its sidewalks, friendly streets, and resort-style amenities. Residents enjoy a community pool and clubhouse, fitness center, pickleball and tennis courts, basketball and multi-sport courts, sand volleyball, a playground, fire pit, and walking trails. The modest HOA helps keep common areas and amenities well cared for, giving the neighborhood a polished, settled feel. Location is a standout. Waterside sits on the mainland side of Surf City, less than a mile from the high-rise bridge and just minutes from the beach. Grocery stores, restaurants, coffee shops, parks, the community center, and the Intracoastal Waterway are all close at hand, with Wilmington and Camp Lejeune an easy drive beyond. Beach days are convenient, daily errands are quick, and the neighborhood itself is designed for walking, biking, and golf-cart living. If you are looking for an exceptionally maintained home in a great Surf City neighborhood with true proximity to the beach and everyday conveniences, 1029 Course Lane is an excellent opportunity! Schedule your showing today!

1029 Course Ln Unit Lot 410, Surf City
$445,000
3 Beds ⋅ 3 Baths
Welcome to Waterside! This beautifully maintained two-story home offers the perfect combination of comfortable living, community amenities, and coastal convenience--just 2 miles from the beaches of Surf City! Inside, you'll find an open and inviting main level featuring LVP flooring, a spacious kitchen with granite countertops, a large island perfect for gathering, and a huge pantry providing plenty of storage. The main floor also includes a convenient half bath and plenty of living space for entertaining or everyday life. Upstairs, the spacious primary suite offers a large walk-in closet, while two additional bedrooms provide room for family, guests, or a home office. You'll also find a full bathroom, laundry room, and a generous loft area that offers flexible space for a playroom, media area, office, or second living space. Outside, enjoy the privacy of a fenced backyard and the convenience of a two-car garage. But the lifestyle is what truly sets this home apart! Waterside residents enjoy an impressive collection of amenities including a community pool, clubhouse, playground, basketball, volleyball, tennis, and pickleball courts. Plus, this golf-cart-friendly community makes it easy to enjoy the neighborhood and make your way toward the coast. Located just minutes from Surf City beaches, restaurants, shopping, and everyday conveniences, this home offers the coastal lifestyle you've been looking for without sacrificing comfort or convenience. Come see why Waterside is such a great place to call home!

808 Airlie Vista Ln, Surf City
$599,900
2 Beds ⋅ 2 Baths
Welcome to 1218 N New River Drive, a charming Surf City beach cottage on Topsail Island offering stunning Intracoastal Waterway views and just a short walk to the beach, local restaurants, shopping and area attractions. This 2 bedroom, 2 bath home also includes a versatile loft, easily used as a third bedroom, home office or cozy reading nook, giving you flexibility that is hard to find in a home this size. Step inside to a bright, open floor plan with cathedral ceilings and abundant natural light throughout the main living area. The living room flows seamlessly into the kitchen and dining spaces, creating an easy, comfortable layout for entertaining family and friends or simply relaxing after a day at the beach. Plantation style blinds add a polished coastal touch throughout, and the home is being sold mostly furnished, so many of the pieces you see are ready to stay and make your move that much easier. Tucked beneath the cathedral ceiling and reached by its own staircase, the loft is one of this home's best surprises. Use it as a third bedroom for guests, a quiet home office with a view, or simply extra space to spread out. It is the kind of feature that lets this cottage flex to fit exactly how you live, without adding on or moving up in price. Downstairs, the ground level offers three additional heated and cooled spaces, including multiple rooms and a half bath. Whether you need a workshop, a place to rinse off and store beach gear, a rec room for the kids, or simply more storage than a typical cottage provides, this level gives you room to grow into the home over time rather than outgrow it. Outside is where this property really shines. Start your morning with coffee on the back deck as it catches the sunrise, then wind down in the evening on the front deck and balcony as they face the sunset over the water. The fenced backyard includes a fire pit for easy evenings outdoors, and a convenient outdoor shower keeps sand from making its way inside after a beach day. A wide, extra long driveway offers generous parking, including a covered space underneath the house, so there is plenty of room for guests, a boat, or beach gear, with room to spare. With no HOA, you have the freedom to make this home entirely your own. The seller is also offering a $5,000 use as you choose credit, whether you'd rather put it toward closing costs, a rate buy down, updates, or simply getting settled in. Use it as a full time residence, a low maintenance second home, or a vacation rental investment near Surf City without the premiums and upkeep that come with an oceanfront property. The home has no rental history, so you are starting with a clean slate rather than stepping into someone else's rental strategy or existing bookings. Surf City and Topsail Island are known for their laid back, small town beach charm: boutique shops, local seafood spots, and an easy, unhurried pace that is hard to find on more crowded stretches of the North Carolina coast. From this address, you are just steps from all of it, with the Intracoastal Waterway as your everyday backdrop and the ocean itself only a short walk away. Morning walks to the beach, evening drives along the island, and easy access to shopping and dining make everyday life here feel like the vacation you used to have to drive hours for. This is a home that works as hard as you need it to: a full time residence with room to host, a low maintenance second home you can lock up and leave, or an investment property in a beach town that continues to draw buyers looking for exactly this kind of laid back coastal lifestyle. Whether you are searching for a primary residence, a second home, or an investment opportunity, 1218 N New River Drive is ready to welcome you home to Surf City!

1218 N New River Dr, Surf City
$699,000
4 Beds ⋅ 4 Baths
Longing for the coastal lifestyle? This fabulous townhome in the heart of Surf City can be yours! Enjoy walking to local shops and restaurants and to the beach via the deeded beach access. The homes features a large open concept kitchen and family room, 4 bedrooms , 3.5 baths, carport with large storage closet and outdoor shower. At the end of the day relax and enjoy the sunset and marsh views on one of the front decks. Ocean views from the master bedroom. This is the perfect spot to be able to enjoy beach living!

818 N New River Dr Unit 102, Surf City
$925,000
4 Beds ⋅ 4 Baths
Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek and the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. Beach access is easy, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock and a community pool. What more could you need? Come see it in person!

111 Coastal Cay, Surf City
$875,000
4 Beds ⋅ 4 Baths
Turnkey, fully furnished, and ready to enjoy, this 4-bedroom, 3.5-bath reverse-floor-plan beach home offers the ideal combination of a personal coastal retreat and vacation rental opportunity. Located just two blocks from the ocean and Public Beach Access #10, the home features sweeping marsh views, glimpses of the Atlantic, and an easy-to-enjoy Surf City location. The reverse floor plan places the main living spaces upstairs, maximizing the home's views. The vaulted great room flows into the kitchen and dining area, with new LED lighting throughout. The rear deck overlooks the marsh and provides a beautiful setting for sunsets, while the front decks capture refreshing ocean breezes and glimpses of the Atlantic. Recent improvements include five new PGT sliding glass doors with a DP60 design-pressure rating, a 2018 roof, new water heater, washer and dryer less than a year old, freshly painted interior, and newly painted front and rear decks. Two exterior HVAC units provide separate climate control. The ground level offers concrete parking, an outdoor shower, and an oversized 11' x 7' storage closet for surfboards, bikes, beach chairs, and coastal gear. Just one mile from the Surf City Pier and the Surf City bridge, featuring a 10-foot-wide multi-use path, the home provides convenient access to the island's restaurants, shopping, entertainment, and other attractions. The bridge's pedestrian- and bike-friendly path makes exploring Surf City and connecting to mainland amenities especially easy. Fully furnished and ready for immediate use, this is an opportunity to own a turnkey beach retreat that can generate rental income when you're not enjoying it yourself--combining personal enjoyment, coastal lifestyle, and investment potential.

1103 N New River Dr, Surf City
$725,000
3 Beds ⋅ 2 Baths
Tucked beneath a canopy of mature coastal landscaping on a corner lot, 11 Shell Court offers a setting that feels private, established, and distinctly different from the typical island home. Thoughtful outdoor living spaces surround the property, beginning with a welcoming screened porch finished with a warm tongue-and-groove ceiling and dual ceiling fans--an inviting place to settle in after a day at the beach. Inside, the home opens into a bright, airy living space where a vaulted ceiling creates an immediate sense of volume. Laminate flooring carries throughout the main living areas, complemented by Craftsman-inspired trim and floating display shelves. The open layout allows the living room to flow naturally into the dining area, where a chandelier defines the space while maintaining an easy connection to the kitchen. The kitchen combines coastal character with practical updates, featuring quartz countertops, 42-inch cabinetry, soft-close drawers, recessed lighting, and wide-plank shiplap accents. A 64-inch peninsula provides casual bar seating and additional workspace, while a five-burner flat-top range and dual-basin stainless steel sink complete the space. Just beyond the kitchen, a glass-paneled exterior door opens to an elevated deck, creating an easy extension for grilling, entertaining, or simply enjoying the surrounding greenery. Privately positioned on the main level, the primary suite offers the convenience of first-floor living along with a ceiling fan and an updated private bath. The bath pairs a granite-topped vanity with floating shelves and a beautifully tiled walk-in shower with a glass enclosure. Upstairs, two additional bedrooms are connected by a Jack-and-Jill bathroom, creating a functional and private arrangement for family or guests. The updated bath features a tub-and-shower combination, completing a thoughtfully designed upper level. Back outside, mature palms, flowering trees, and established landscaping create a surprisingly private setting around the home. The ground level adds even more versatility with a heated and cooled bonus space ready for game days, movie nights, hobbies, or an easy place to unwind after the beach. Covered parking with dual access, ground-level storage, board-and-batten detailing, and a hot-and-cold outdoor shower add to the home's everyday functionality. Best of all, 11 Shell Court is conveniently positioned between two beach accesses, making it easy to trade the car for a walk to the sand. Located within the established Pleasant Cove community, this thoughtfully maintained home brings together comfortable indoor living, inviting outdoor spaces, and the laid-back coastal lifestyle that makes Surf City such a special place to call home

11 Shell Ct, Surf City
$1,249,000
4 Beds ⋅ 4 Baths
Start your day with sunrise views over the Atlantic and end it watching the sunset over the Intracoastal Waterway. 1215 N New River Drive gives you the opportunity to enjoy both sides of island living. Have your morning coffee on the front porch as the sun comes up, take a quick walk over to the beach to spend the day in the sand, and come home to some pretty incredible ICWW sunsets. This home offers 4 bedrooms and 4 full bathrooms with plenty of room for family and guests. The kitchen is one of my favorite features, with beautiful custom cabinetry, high-end appliances, a large island and plenty of space to prepare anything from a quick lunch after the beach to a great dinner at home. Painted tongue-and-groove ceilings add warmth and a refined coastal feel and are just one of the many details that make this home feel special. Throughout the home, you'll find a nice combination of thoughtful necessities and added luxuries that make spending time at the coast comfortable and easy. Whether you're looking for a full-time home, a second home or simply your own place at the beach, 1215 N New River Drive offers a wonderful way to enjoy everything Surf City and Topsail Island have to offer.

1215 N New River Dr, Surf City
$1,499,999
4 Beds ⋅ 3 Baths
$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE, 2nd ROW BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures still available. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

735 Dune Ridge Ct, Surf City
$575,000
3 Beds ⋅ 2 Baths
Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City
$729,000
3 Beds ⋅ 3 Baths
Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

4074 4th St, Surf City
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