Topsail Reef Homes under $250,000

Topsail Reef Homes under $250,000

Welcome to Topsail Reef, a hidden gem nestled in the serene coastal town of North Topsail Beach, North Carolina. This charming subdivision offers a unique blend of tranquility and accessibility, making it the perfect destination for those seeking a peaceful beach retreat without breaking the bank.

Topsail Reef is renowned for its stunning views of the Atlantic Ocean and its close-knit community atmosphere. With homes available for under $250,000, this neighborhood presents an incredible opportunity for first-time buyers, retirees, or anyone looking for a second home by the sea. These affordable residences often feature open floor plans, cozy living spaces, and outdoor areas ideal for soaking up the sun or enjoying evening sunsets.

The community is just a short stroll away from the pristine sandy beaches that North Topsail Beach is famous for, offering endless opportunities for swimming, fishing, and beachcombing. Additionally, the area boasts a variety of local shops, restaurants, and recreational activities, ensuring that residents have everything they need within reach.

For those who appreciate the beauty of nature, Topsail Reef is surrounded by lush landscapes and scenic marshes, perfect for exploring on foot or by bike. Whether you’re looking for a vacation home or a year-round residence, Topsail Reef promises a lifestyle filled with relaxation, adventure, and a strong sense of community.

Come discover the charm of Topsail Reef, where your dream of coastal living can become a reality without exceeding your budget!

Newest Topsail Reef Homes under $250,000

2224 New River Inlet Rd Unit 338, North Topsail Beach
$154,900
1 Beds ⋅ 1 Baths
Popular short term rental for sale! (Over $28,000 in 2025 revenue and Over $20,000 in 2026 YTD as of August 31st). Experience sweeping ocean views and the sound of the surf at this oceanfront condo located in the heart of North Topsail Beach. This 1-bedroom unit offers an exceptional blend of beachfront lifestyle, value, and income potential, making it ideal as a personal retreat, continued use as an investment property, or both. Positioned directly on the oceanfront, this condo features Atlantic views and convenient beach access just steps from the building. The elevated third-floor location is private while providing expansive, panoramic views that are perfect for enjoying sunrise mornings and coastal evenings. Inside, the condo has been updated with low-maintenance LVP flooring and a bright, functional layout. The primary bedroom sleeps two, while an additional built-in bunk area provides sleeping space for two, maximizing flexibility and rental appeal. The unit is being sold fully furnished, allowing for a smooth and immediate transition for personal use or continued rental operations. This property is an active and successful short-term rental, with a strong history of frequent bookings. Please view the 3-D virtual tour and professional property video to fully experience the layout, finishes, and oceanfront setting. Oceanfront condos with third-floor views, recent updates, and established rental performance are increasingly rare. Unit 338 represents a standout opportunity to own a turn-key oceanfront property. Make your appointment today! Property can be purchased as a package with 2182 New River Inlet Rd Units 172 and 274.

2224 New River Inlet Rd Unit 338, North Topsail Beach
2182 New River Inlet Rd Unit 274, North Topsail Beach
$139,750
1 Beds ⋅ 1 Baths
Active vacation rental with over $25k in 2025 revenue and over $26k in revenue YTD as of August 31st 2026! ''Life is a Beach'' on Airbnb. Second-floor, oceanfront condo located within a well-established beachfront community on North Topsail Beach. This 1-bedroom unit offers direct oceanfront living, strong short-term rental performance, and outstanding value for both personal use and investment purposes. Positioned directly on the oceanfront, the condo enjoys beautiful views of the Atlantic Ocean with easy, convenient beach access just steps from the building. Inside, the unit has been recently updated and features LVP flooring throughout, offering a clean, coastal feel with low-maintenance durability. The primary bedroom provides sleeping for two while an additional built-in bunk area creates extra sleeping space for two more, enhancing functionality and rental appeal. The condo is being sold fully furnished, making it truly turn-key for continued short-term rental use or immediate personal enjoyment. This property is an active and successful short-term rental with frequent bookings, making it a strong opportunity for buyers seeking established income in a high-demand oceanfront location. Buyers are encouraged to review the 3-D virtual tour and professional property video. Oceanfront condos with recent updates, furnished convenience, and a documented rental history are increasingly hard to find. This property represents a compelling opportunity to own a well-performing oceanfront property at North Topsail Beach. Property can be purchased as a package with 2182 New River Inlet Rd Unit 172 and 2224 New River Inlet Road Unit 338. Make your appointment today!

2182 New River Inlet Rd Unit 274, North Topsail Beach
2182 New River Inlet Rd Unit 172, North Topsail Beach
$145,855
1 Beds ⋅ 1 Baths
Extensively Updated Oceanfront Condo with Strong Rental History (Revenue Over $32,000 in 2025 and $25,400 2026 TYD as of August 31st). Oceanfront condo located within a well-established beachfront community on North Topsail Beach. Positioned directly on the oceanfront, this condo offers beautiful Atlantic Ocean views and convenient beach access just steps from the building. Inside, the condo has been extensively updated and showcases LVP flooring, updated cabinetry, granite countertops, and stainless-steel appliances, creating a clean, modern coastal interior designed for durability, style, and guest appeal. The well-designed layout includes a private bedroom along with an additional built-in bunk area, providing extra sleeping space and increasing flexibility for short-term rental use. This property is a highly successful and frequently booked short-term rental, reflecting consistent demand and strong performance in this oceanfront market. Due to the unit's active rental schedule and steady bookings. Unit 172 represents an excellent opportunity to own a well-performing oceanfront investment or an updated coastal retreat. Property can be purchased as a package with 2182 New River Inlet Rd Unit 274 and 2224 New River Inlet Road Unit 338.

2182 New River Inlet Rd Unit 172, North Topsail Beach
2224 New River Inlet Rd Unit Unit 335, North Topsail Beach
$156,000
1 Beds ⋅ 1 Baths
Welcome to your new ocean front condo unit 335, Topsail Reef in North Topsail Beech.The breath taking panoramic views from inside and balcony of this front point unit range from the New River Inlet to the Ocean View fishing pier. Watch fishing/shrimp boats meander the waterways and enjoy dolphins playing right in front of you. This unit is well maintained and offers an open kitchen - living room, one bedroom, one bath and a convenient hall two bunk bed area. This condo comes fully furnished and is ideal for a primary residence or investment property with your chance for a beach getaway. This unit has a strong history as a rental unit. HOA fee covers all outside maintenance, water, sewer, trash, cable, internet, pest control, flood and master insurance. The community amenities include tennis, basketball courts, picnic grilling areas on sight laundry, with direct beach access during low tides. Don't miss your chance to own this nicely appointed prime located ocean front condo. Please note that the seller is a /Broker/Owner.

2224 New River Inlet Rd Unit Unit 335, North Topsail Beach
2224 New River Inlet Rd Unit 231, North Topsail Beach
$229,900
2 Beds ⋅ 2 Baths
Ocean views and beach access are waiting at this 2-bedroom, 2-bath condo in Topsail Reef! Offering 840 heated square feet, Unit 231 features a bright, comfortable layout with a spacious living area, full kitchen with breakfast bar, separate dining space, and two full bathrooms. One bedroom opens directly to the private covered balcony, where you can enjoy beautiful views of the Atlantic and the sound of the waves just beyond your door. The condo was refurbished in 2019 and has continued to receive updates, including a newly installed mini-split heating and cooling system and a new breaker box installed in June 2026. The original baseboard heating also remains operational. Topsail Reef offers direct beach access along with community amenities including tennis and basketball courts, kayak storage, picnic areas, on-site laundry facilities, and parking. HOA-covered services include water, sewer, cable, internet, trash removal, pest treatment, and maintenance of common areas and grounds. Owner pets are permitted subject to HOA rules. Whether you're looking for a coastal getaway, investment opportunity, or your own place by the ocean, Unit 231 offers the chance to enjoy North Topsail Beach with the Atlantic just steps away. Property is being sold unfurnished.

2224 New River Inlet Rd Unit 231, North Topsail Beach
2210 New River Inlet Rd Unit Unit 252, North Topsail Beach
$139,000
1 Beds ⋅ 1 Baths
Wake up to stunning ocean views and enjoy coastal living at its best in this one-bedroom, one-bath condo just steps from the sand! Fully furnished and move-in ready, this inviting beach retreat is perfect as a second home, weekend getaway, or investment property. Step onto your private balcony and take in the sights and sounds of the ocean, or head inside to a bright, comfortable space designed for easy coastal living. Built-in bunk beds provide additional sleeping space for family and guests, making the most of every square foot. When you're not enjoying the beach, take advantage of the community's basketball and tennis courts, onsite laundry facilities, and direct beach access. The HOA adds to the ease of ownership by covering master insurance, pest control, roof maintenance, taxes, termite bond, and trash service. And the location is hard to beat! You'll be just minutes from local restaurants, shopping, entertainment, and area attractions, while still having your own place to escape and unwind by the sea. Whether you're looking for a personal coastal getaway or an investment opportunity, this charming, condo checks all the boxes. Pack your beach bag, bring your flip-flops, and start enjoying the coastal lifestyle!

2210 New River Inlet Rd Unit Unit 252, North Topsail Beach
2264 New River Inlet Rd Unit 210, North Topsail Beach
$159,000
2 Beds ⋅ 1 Baths
Welcome to coastal living at 2264 New River Inlet Road, Unit 210! This inviting second-floor, 2-bedroom, 1-bath condo offers beautiful ocean views and an easygoing beach lifestyle in North Topsail Beach. Step inside to a comfortable layout designed for relaxing after a day spent enjoying the sun and sand. The kitchen is equipped with a refrigerator and stove, making it easy to prepare everything from a quick breakfast before heading to the beach to dinner at home. A convenient washer/dryer combination adds everyday practicality--especially appreciated after sandy beach days. The two-bedroom layout provides flexibility for a primary bedroom, guest space, home office, or vacation getaway. And with the ocean within view, you'll have a daily reminder of exactly why life at the coast is so special. Whether you're searching for a personal beach retreat, second home, or investment opportunity, Unit 210 offers the chance to own your own piece of North Topsail Beach. Come enjoy the ocean breezes, coastal scenery, and laid-back Topsail Island lifestyle!

2264 New River Inlet Rd Unit 210, North Topsail Beach
2179 New River Inlet Rd Unit 189, North Topsail Beach
$185,000
1 Beds ⋅ 1 Baths
Wake up to breathtaking Atlantic sunrises in this **completely remodeled first-floor oceanfront condo** in the heart of North Topsail Beach! Whether you're searching for a relaxing vacation getaway, a profitable investment property, or a year-round coastal retreat, this beautifully updated **1-bedroom, 1-bath** condo checks all the boxes. Thoughtfully renovated from top to bottom, the interior features **new sheetrock, insulation, luxury flooring, updated kitchen and bath cabinetry, modern countertops, stylish fixtures, and a bright open-concept floor plan**. The redesigned kitchen boasts a **center island**, creating the perfect space for entertaining or enjoying a casual meal after a day on the beach. Comfort is ensured year-round with a **new Mitsubishi ductless heating and air conditioning system**, offering efficient climate control. Best of all, this oceanfront gem has a ** positive Airbnb rental opportunities **, making it an outstanding opportunity for investors seeking immediate income potential. Enjoy direct beach access just steps from your door and spend your days soaking up the sun, fishing, surfing, or simply relaxing to the sound of the waves. Conveniently located near local restaurants, shopping, and all the attractions North Topsail Beach has to offer, this turnkey condo is ready for you--or your guests--to start making unforgettable coastal memories. Don't miss this opportunity to own an updated, income-producing oceanfront property where every day begins with spectacular sunrise views over the Atlantic.

2179 New River Inlet Rd Unit 189, North Topsail Beach
2250 New River Inlet Rd Unit Unit 111, North Topsail Beach
$194,900
2 Beds ⋅ 1 Baths
Beautiful 2 Bed 1 bath condo overlooking the Atlantic Ocean. Enjoy relaxing on one of the 2 balconies taking in all the sights and sounds of the ocean. This unit was updated and has upgraded LVP throughout. This unit is being sold partially furnished. Some decor and household items will not convey. Book your showing and start living the beach life!

2250 New River Inlet Rd Unit Unit 111, North Topsail Beach
2250 New River Inlet Rd Unit Unit 114, North Topsail Beach
$140,000
1 Beds ⋅ 1 Baths
Enjoy community amenities including a picnic area, tennis courts, and two onsite laundry facilities, all just minutes from Stone Bay and Camp Lejeune's back gate. This fully updated, oceanfront condo is being sold fully furnished, making it a perfect investment, vacation getaway, or full-time home. The bright open layout features coastal-inspired finishes, an updated kitchen with a peninsula bar, modern cabinetry, and newer appliances. Recent upgrades include LVP flooring, a mini-split system, tankless water heater, electrical panel, bedroom window, and sliding glass door. The renovated bathroom offers stylish, low-maintenance finishes, while the private oceanfront balcony provides stunning views and the perfect place to relax. With a strong short-term rental history and major updates already completed, this move-in-ready condo is ready to enjoy from day one.

2250 New River Inlet Rd Unit Unit 114, North Topsail Beach
2210 New River Inlet Rd Unit Unit 254, North Topsail Beach
$168,000
1 Beds ⋅ 1 Baths
Experience effortless coastal living in this beautifully updated, fully furnished oceanfront condo offering the perfect mix of relaxation, convenience, and investment potential. Located on the second floor, this move-in ready 1-bedroom, 1-bath retreat captures stunning ocean views and has a strong history as a successful income-producing rental. Thoughtfully designed with built-in bunk beds for additional guest space, the condo also features updated kitchen countertops, a new hot water heater, and stylish furnishings throughout, making it completely turnkey from day one. Enjoy resort-style amenities including hurricane shutters, basketball and tennis courts, onsite laundry facilities, and direct beach access just steps away. HOA inclusions such as cable, pest control, flood insurance, and master insurance add even more value and ease of ownership. Whether you're searching for a personal beach getaway, second home, or investment property, this oceanfront escape checks every box. Relax on your private balcony overlooking the water, soak in the coastal breeze, and enjoy being minutes from local dining, shopping, and area attractions. Your fully furnished beach retreat is waiting. Schedule your private showing today.

2210 New River Inlet Rd Unit Unit 254, North Topsail Beach
2250 New River Inlet Rd Unit Unit 117, North Topsail Beach
$120,000
1 Beds ⋅ 1 Baths
First Floor, Point Unit with amazing oceanfront views! Fully furnished, one bedroom, one bath condo. Picnic area, tennis courts and 2 laundry facilities onsite! Minutes away from Stone Bay and the back gate of Camp Lejeune.

2250 New River Inlet Rd Unit Unit 117, North Topsail Beach
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