Surf City Homes with Reverse Floor Plan Int. Features

Welcome to Surf City, North Carolina – a charming coastal haven where the sun kisses the shore and the ocean breeze fills the air. Nestled between the picturesque beaches of the Atlantic and the lush landscapes of the Carolinas, Surf City offers a unique blend of small-town charm and vibrant coastal living. Known for its friendly community, stunning sunsets, and endless recreational opportunities, this delightful town is a paradise for those seeking a serene beach lifestyle.

One of the standout features of homes in Surf City is the innovative reverse floor plan design. This modern architectural style places the living spaces on the upper levels, maximizing breathtaking views of the ocean and allowing natural light to flood the interiors. Imagine sipping your morning coffee while gazing at the waves from your spacious deck or hosting sunset gatherings in your open-concept living area. These homes are designed with both functionality and aesthetics in mind, offering spacious bedrooms and luxurious bathrooms on the lower levels for added privacy.

Inside, you’ll find beautifully appointed interiors that reflect the coastal aesthetic, featuring high ceilings, gourmet kitchens, and elegant finishes that make every day feel like a vacation. With easy access to the beach, parks, and local shops, Surf City is not just a place to live; it’s a lifestyle. Whether you’re a first-time homebuyer, looking for a vacation retreat, or seeking a permanent residence, Surf City’s reverse floor plan homes provide the perfect backdrop for your coastal dreams. Embrace the allure of beachside living in this enchanting town!

Newest Surf City Homes with Reverse Floor Plan Int. Features

$990,000

5 Beds ⋅ 4 Baths

Ocean Views and Private Deeded Beach Access on Surf City's Golden Mile! Homes like this rarely come to market on Surf City's coveted "Golden Mile." 811-A S. Shore Drive is a second-row half duplex with sweeping ocean views and private deeded beach access just 50 feet from the door. It also looks out over the sound and Intracoastal Waterway, so you get sunrise over the Atlantic and sunset over the marsh from the same home. The layout is designed around the water. The main living level has vaulted ceilings, walls of windows, and an open flow from the kitchen to the dining and living areas, which makes it easy to entertain while taking in the view. The top-floor bedroom is the standout, with a wall of windows framing the ocean and its own private bath. Altogether, the home offers 5 bedrooms, 4 full baths, and 2,360 square feet, including a primary suite with a private balcony and walk-in closet. Large front and back decks extend the living space outdoors, and an outdoor shower and ample parking make beach days easy. A metal roof, municipal utilities, and no HOA keep ownership simple. The home is offered fully furnished, with rental history available. It's ready to enjoy from day one as a primary residence, a second home, or an established investment on one of Topsail Island's most desirable stretches of beach.

811 S Shore Dr, Surf City

$899,900

4 Beds ⋅ 5 Baths

Welcome to Osprey Point in Surf City—an exceptional coastal community offering ocean views, private community pool access, and effortless island living just 1 mile from Surf City's center and pier. An identical townhouse in Osprey Point with no ocean views grossed over 100k in short term rental income in 2026, making this townhouse a great potential investment property! This meticulously decorated townhome features an open living concept with 4 spacious bedrooms, 4.5 baths, and an elevator providing convenient access to all levels. The first level includes a generous primary suite with a private deck, two additional bedrooms, a full bath, and a laundry closet. On the second level, you'll find the fourth bedroom with its own private bath, a half bath, and an inviting open living area that flows onto a second deck—ideal for entertaining or relaxing. The third floor offers a large bonus/rec room perfect for a game room, movie space, or gathering area, complete with ocean views from the terrace. An outdoor shower adds convenience after beach days, and the home's thoughtful décor enhances its coastal charm. This property is well suited as a rental, second home, or a place to enjoy island living year round.

1103 Sapphire Ave, Surf City

$1,199,900

3 Beds ⋅ 3 Baths

Experience waterfront coastal living in this beautifully maintained four-bedroom, three-bath Surf City home, where a deep-water canal, private boat slip, and backyard boat lift offer easy access to the Intracoastal Waterway--all just a short walk from Topsail's beautiful beach. The open living and dining areas create an inviting setting for gathering, complemented by a recently updated kitchen featuring leathered granite countertops, updated cabinetry, stainless steel appliances, and a generous island. Just off the kitchen, a light-filled sunroom offers a peaceful retreat or inspiring home office, with beautiful water views to enjoy from sunrise to sunset. A recently updated primary bath adds a fresh, refined touch. Outdoor living unfolds across multiple spaces designed for entertaining and unwinding. A deck connects the living room and sunroom to the coastal surroundings, inviting you to linger over morning coffee and watch the wildlife along the canal. Below, a covered patio with a bed swing, and hammock provides a relaxing escape, complemented by a spacious outdoor shower and separate paver patio. Expansive waterfront decking--including covered areas with fans, lighting, and wireless speakers--creates a welcoming setting for afternoons by the water. Cast a line from the dock, launch a paddleboard or kayak, or enjoy a swim, with a ladder providing convenient water access. For boating enthusiasts, the private boat slip features a Tide Tamer lift accommodating a boat up to 25 feet in length and weighing up to 10,000 pounds, complete with a GEM remote and limit switch. A recently added jet ski lift makes spontaneous outings even easier. Generous garage and driveway parking, dedicated storage, and a full bathroom at garage level add convenience. The garage also offers room for recreation and storage for for all your toys.

7097 7th St, Surf City

$1,300,000

5 Beds ⋅ 4 Baths

Build your coastal dream home in Topsail Cove, a marsh-front neighborhood in Surf City, NC, offering stunning sunset views and beach access just a few streets away. This proposed new construction concept is offered by local builder New Life Building Co., with pricing inclusive of both the lot and construction costs. The proposed 3,250-square-foot coastal home features 5 bedrooms, 4 bathrooms, and a reverse floor plan designed to make the most of the surrounding marsh views. Buyers can explore this plan or work with New Life Builders to create a custom home tailored to their needs. Contact us to learn more or schedule a builder consultation. The marsh-front lot is also available for purchase separately, MLS #100576009. This is a proposed custom build by New Life Building Co.. Pricing is based on 3,250 heated square feet.

W Wilmington Ave, Surf City

$925,000

5 Beds ⋅ 4 Baths

Welcome to ''Surf City Oasis''which brought in 100K gross rental income for 2026. Guests leave wonderful reviews recognizing the recently remodeled features (look for list of upgrades in documents) comes fully furnished, and is truly a turn key investment. Floorplan features 2 bedrooms and 2 full baths on the 2nd floor with spacious family room/dining combo, kitchen features hard surface counters and soft close cabinetry. The stair case leads down to the ground floor living area with 3 bedrooms and full bath, efficiency kitchen area, and you have the option of renting it separtely as short term or long term,or keep that floor for yourself. Use the dedicated beach access easement to go to the beach, or canal. Fully fenced in backyard offers tiki bar/gazebo with hot tub, firepit, and plenty of room for your furry friends. Short walk to the beach or canal, shopping or restaurants dont let this one slip away.

1720 N New River Dr, Surf City

$2,499,000

8 Beds ⋅ 10 Baths

Experience unparalleled coastal luxury in this magnificent eight-bedroom water side estate, perfectly perched at one of the highest elevations on Topsail Island. Boasting panoramic views of both the ocean and tranquil Topsail Sound, this property offers the rare combination of a private oceanfront sitting area and a quiet community sound-front pier and dock. Start your day with breathtaking sunrises from three ocean-view decks, and wind down with stunning sunsets from three sound view decks. Designed for ultimate relaxation, this estate with outstanding rental history features private oceanfront beach access, a sparkling ocean-side pool, and a soothing hot tub. A modern elevator provides effortless access to all levels of this elegant, fully furnished home. The massive top-floor open-concept living area is an entertainer's dream, framed by walls of windows that capture sweeping water vistas. Host up to 22 guests with ease utilizing the expansive wrap-around granite bar and custom-appointed double living room seating. The upgraded gourmet kitchen is fully equipped for large gatherings, featuring double appliances throughout: two sinks, two refriger- ators, two dishwashers, and a double oven. Savor dinner overlooking spectacular sound view sunsets from either of the two separate dining areas. Retreat to one of the eight water-side bedrooms, each complete with its own ensuite bathroom for ultimate privacy. The first floor offers a versatile den area with an additional refrigerator, perfect for indoor entertaining. With covered parking for four vehicles beneath the home and ample additional space in the gravel drive, accommodating guests is a breeze. From world-class amenities to breathtaking vistas, this Topsail Island retreat truly has something for everyone.

100 Oleander Ct, Surf City

$789,900

3 Beds ⋅ 6 Baths

**COASTAL LUXURY MEETS PANORAMIC SOUND VIEWS!** Perfectly positioned to capture sweeping views of the Intracoastal Sound and the iconic Surf City Bridge, this beautifully appointed 3-bedroom, 3-full-bath home offers the ultimate in relaxed coastal living. Just steps from the nearest beach access, you can easily trade your morning coffee for a stroll on the sand and spend your evenings taking in spectacular coastal sunsets from home. The reverse floor plan was thoughtfully designed to maximize the views, with the main living area elevated above the surrounding landscape and framed by high vaulted ceilings and an abundance of natural light. The open, airy feel creates an inviting space for entertaining or simply soaking in the scenery. The primary suite offers a private retreat of its own, complete with a private balcony overlooking the sound and a beautifully remodeled bathroom featuring a large soaking tub positioned to enjoy the view. Additional upgrades include hurricane shutters on all windows and doors, providing added protection and peace of mind while also resulting in reduced homeowners insurance costs. With its exceptional positioning, panoramic water views, thoughtful reverse-floor-plan design, remodeled primary suite, and unbeatable proximity to the beach, this Surf City retreat is perfectly suited for enjoying the best of coastal North Carolina living.

815 N New River Dr Unit B, Surf City

$699,000

4 Beds ⋅ 4 Baths

Longing for the coastal lifestyle? This fabulous townhome in the heart of Surf City can be yours! Enjoy walking to local shops and restaurants and to the beach via the deeded beach access. The homes features a large open concept kitchen and family room, 4 bedrooms , 3.5 baths, carport with large storage closet and outdoor shower. At the end of the day relax and enjoy the sunset and marsh views on one of the front decks. Ocean views from the master bedroom. This is the perfect spot to be able to enjoy beach living!

818 N New River Dr Unit 102, Surf City

$925,000

4 Beds ⋅ 4 Baths

Take a look at this stunning home in the Live Oaks of Topsail! Situated directly on the marsh at the S-curve in Surf City, this home has an unparalleled view over the creek and the marsh and out to the ICW. A hidden gem community with rare turnover, the neighborhood offers a pool and a community dock along with spill over parking. Beach access is easy, too! The first floor consists of three bedrooms and 2 baths, all beautifully decorated. One of two potential primary suites spans the water side of the home and boasts a private bath and private deck. On the second floor, a comfortable open floor plan is dominated by a spacious waterfront living area and a large kitchen. Added features like a half bath and large pantry are great touches. And the large deck overlooking the sound is the perfect spot to enjoy the sunset or sip on a cup of coffee. Head up to the top floor to see the second possible owners' retreat. You may not want to leave! Can you believe the views from this deck are even better? What a way to start your day! Decks on every level welcome you to enjoy the beauty and nature all around you. This house would function well as a residence, a second home or a rental. All you need is a packed suitcase - this fabulous home is fully furnished and move in ready. While not currently a rental, this gem was a strong producer in '21 and '22! Views to die for, furnished, short distance to town, quick access to the beach, a community dock and a community pool. What more could you need? Come see it in person!

111 Coastal Cay, Surf City

$875,000

4 Beds ⋅ 4 Baths

Turnkey, fully furnished, and ready to enjoy, this 4-bedroom, 3.5-bath reverse-floor-plan beach home offers the ideal combination of a personal coastal retreat and vacation rental opportunity. Located just two blocks from the ocean and Public Beach Access #10, the home features sweeping marsh views, glimpses of the Atlantic, and an easy-to-enjoy Surf City location. The reverse floor plan places the main living spaces upstairs, maximizing the home's views. The vaulted great room flows into the kitchen and dining area, with new LED lighting throughout. The rear deck overlooks the marsh and provides a beautiful setting for sunsets, while the front decks capture refreshing ocean breezes and glimpses of the Atlantic. Recent improvements include five new PGT sliding glass doors with a DP60 design-pressure rating, a 2018 roof, new water heater, washer and dryer less than a year old, freshly painted interior, and newly painted front and rear decks. Two exterior HVAC units provide separate climate control. The ground level offers concrete parking, an outdoor shower, and an oversized 11' x 7' storage closet for surfboards, bikes, beach chairs, and coastal gear. Just one mile from the Surf City Pier and the Surf City bridge, featuring a 10-foot-wide multi-use path, the home provides convenient access to the island's restaurants, shopping, entertainment, and other attractions. The bridge's pedestrian- and bike-friendly path makes exploring Surf City and connecting to mainland amenities especially easy. Fully furnished and ready for immediate use, this is an opportunity to own a turnkey beach retreat that can generate rental income when you're not enjoying it yourself--combining personal enjoyment, coastal lifestyle, and investment potential.

1103 N New River Dr, Surf City

$957,750

5 Beds ⋅ 4 Baths

Zen Island Sanctuary... Your private retreat by the sea, just 600 feet from the shores of Topsail Island. This Surf City haven features stunning westward views of the ICW's kaleidoscope of color showcased by two covered porches. Dual primary suites, each with en-suite bathroom and soaker tub, emulate spa vibes. Natural hardwood hickory flooring and custom tile work adorn the house throughout. Soaring vaulted ceilings of subtly whitewashed pine bring an elegance to the space. The sparkling quartz countertops, stainless steel appliances, double oven, farmhouse sink and ample storage make the kitchen gleam. Utilize the convenient cargo lift for hauling groceries and more. Hurricane shutters and a 1-year home owner's warranty ensure peace of mind. Whether the idea of passive income from a lucrative rental or a private beach oasis is your calling - this home has it all. Come find your calm. Your island sanctuary awaits... For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent remarks for additional details.

1110 N New River Dr, Surf City

$802,000

4 Beds ⋅ 2 Baths

Located just a short distance from the Surf City Pier, this second-row property offers a unique opportunity to own two fully furnished homes on one lot. Both residences are completely equipped with the furnishings and essentials needed to settle in, relax, and start enjoying your beach getaway from day one. The elevated front home features 2 bedrooms, 1 full bath, a comfortable living area, and a well-appointed kitchen. The expansive covered front porch is an ideal spot to take in the ocean views and coastal breezes. Behind the main residence is a second 2-bedroom, 1-bath home with its own kitchen and living space. Together, the two homes provide a versatile setup for personal use, guests, extended family, or continued vacation rental use. The property has also been operated as an established and successful Airbnb, offering an opportunity to continue an existing short-term rental setup. Additional features include separate laundry areas, two covered parking spaces, extra driveway parking, storage areas, two outdoor showers, and a storage building for beach equipment and gear. Public beach access is only a few lots away. Enjoy the convenience of being able to walk or bike to Surf City's restaurants, shops, entertainment, and nightlife. With two furnished homes in a highly desirable coastal location, this property offers flexibility and plenty of ways to enjoy the Surf City lifestyle.

415 N Shore Dr, Surf City

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Surf City Homes with Reverse Floor Plan Int. Features

Newest Surf City Homes with Reverse Floor Plan Int. Features

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How much is your home worth?