Surf City Homes with Under Parking Features

Welcome to Surf City, North Carolina—a coastal gem that perfectly marries the tranquility of beach life with the vibrancy of a close-knit community. Nestled along the stunning shores of Topsail Island, Surf City is renowned for its beautiful beaches, charming boutiques, and rich local culture. With its laid-back atmosphere, it’s no wonder that families, retirees, and beach lovers alike are drawn to this idyllic seaside town.

One of the standout features of homes in Surf City is their unique under-parking options. Imagine coming home to a property that not only offers stunning ocean views but also provides the convenience of parking beneath your home. This feature is a game changer, especially during the busy summer months when beachgoers flock to the area. Under-parking not only protects your vehicle from the elements but also maximizes your outdoor space, allowing you to enjoy the coastal breeze and sunshine on your deck or patio.

Surf City’s real estate market is as diverse as its residents, offering everything from quaint beach cottages to luxurious waterfront properties. Whether you’re looking for a vacation home, a year-round residence, or an investment property, you’ll find a variety of options that cater to your needs. With the added benefit of under-parking, these homes provide practical solutions for coastal living.

Explore the charm of Surf City and discover why so many are choosing to call this slice of paradise home. With its stunning natural beauty, welcoming community, and unique housing features, Surf City is more than just a destination—it’s a lifestyle waiting to be embraced.

Newest Surf City Homes with Under Parking Features

$1,250,000

6 Beds ⋅ 5 Baths

Welcome to your dream coastal getaway! 1019 1st St in Surf City is the ultimate turnkey beach home, offering a sprawling layout with 6 bedrooms, 5 bathrooms, Plus a Bonus Room and over 2,600 heated square feet. Perfectly configured for hosting unforgettable large gatherings or serving as a high-performing rental investment, this property comes fully furnished so you can pack your bags and head straight to the beach. The thoughtfully designed multi-level floor plan prioritizes comfort, privacy, and accessibility, complete with an in-home elevator to easily navigate between floors. The second level features a quiet retreat with 3 bedrooms and bathrooms, while the third floor is an entertainer's paradise, boasting 4 additional bedrooms, 2 bathrooms, and a massive secondary living room perfect for game nights or movie marathons. Step outside to embrace seamless indoor-outdoor coastal living on the expansive main-level deck, the private deck off the third-floor living space, or the beautifully screened-in patio on the main level. For the ultimate outdoor lifestyle, this home is a true water lover's paradise, featuring a private boat dock and boat ramp right out back, while remaining just a short walk to the public beach access and the local park. Two separate single-car garages provide abundant storage for your vehicles, golf carts, surfboards, and water toys. Ideally located close to popular area restaurants and shops, this coastal gem is ready to help you make endless memories with friends and family.

1019 1st St, Surf City

$869,000

4 Beds ⋅ 4 Baths

Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

204 N Boca Bay Ln Unit B, Surf City

$1,049,000

4 Beds ⋅ 4 Baths

Welcome to 316 Oceanaire Lane, where coastal living meets comfort and convenience in the heart of Surf City. Just a short distance from beach access, this four-bedroom, three-and-a-half-bath home offers over 2,000 square feet of thoughtfully designed living space, making it an ideal option for a primary residence, coastal getaway, or potential vacation rental investment. Inside, vaulted ceilings and an open-concept living area create a bright, welcoming atmosphere with plenty of room to gather and entertain. The spacious layout provides a comfortable balance of shared living spaces and private accommodations, while furnishings included with the home make the transition to coastal living that much easier. Step outside and enjoy your own private backyard retreat, complete with a swimming pool and expansive Trex deck. Whether you're spending the afternoon by the pool, hosting friends, or returning from a day at the beach, the outdoor space offers another place to relax and enjoy the coastal lifestyle. For buyers considering vacation rental opportunities, rental income history from the past two years is available, along with rental income projections to help evaluate the property's potential. These resources provide additional insight for those exploring the home as an investment. Conveniently located near Surf City's local restaurants, shopping, and beautiful beaches, 316 Oceanaire Lane offers the opportunity to enjoy everything that makes Topsail Island such a special place to call home.

316 Oceanaire Ln, Surf City

$990,000

5 Beds ⋅ 4 Baths

Ocean Views and Private Deeded Beach Access on Surf City's Golden Mile! Homes like this rarely come to market on Surf City's coveted "Golden Mile." 811-A S. Shore Drive is a second-row half duplex with sweeping ocean views and private deeded beach access just 50 feet from the door. It also looks out over the sound and Intracoastal Waterway, so you get sunrise over the Atlantic and sunset over the marsh from the same home. The layout is designed around the water. The main living level has vaulted ceilings, walls of windows, and an open flow from the kitchen to the dining and living areas, which makes it easy to entertain while taking in the view. The top-floor bedroom is the standout, with a wall of windows framing the ocean and its own private bath. Altogether, the home offers 5 bedrooms, 4 full baths, and 2,360 square feet, including a primary suite with a private balcony and walk-in closet. Large front and back decks extend the living space outdoors, and an outdoor shower and ample parking make beach days easy. A metal roof, municipal utilities, and no HOA keep ownership simple. The home is offered fully furnished, with rental history available. It's ready to enjoy from day one as a primary residence, a second home, or an established investment on one of Topsail Island's most desirable stretches of beach.

811 S Shore Dr, Surf City

$879,000

4 Beds ⋅ 2 Baths

Discover the perfect coastal retreat with this remarkable deep-water canal-front property, complete with a private boat ramp and dock! Offered fully furnished and truly turnkey, this home is ready for you to start enjoying the waterfront lifestyle from day one. The inviting open-concept living area and kitchen feature stainless steel appliances and a seamless flow throughout the home. From the sound-side entrance, the layout leads naturally through the kitchen and living space, down a hallway with a convenient washer and dryer, and into four bedrooms and two full bathrooms. Take in stunning canal views from the comfort of the interior or relax on the covered porch and enjoy the coastal breeze. Thoughtful exterior features include low-maintenance vinyl porch railings and steps, gutters, and an exterior lift providing convenient access to the porch for groceries, heavy items, and more. With ample parking beneath the home and in the driveway, there is plenty of room for multiple vehicles, boats, and jet skis. Ideally located within a short walk of a convenience store, entertainment and game venues, City Park, and beach access, this property offers the perfect blend of waterfront living, convenience, and coastal fun. Whether you're searching for a personal beach getaway, a waterfront retreat, or a turnkey property to enjoy with family and friends, this canal-front gem is ready to welcome you!

1017 1st St, Surf City

$1,300,000

5 Beds ⋅ 4 Baths

Build your coastal dream home in Topsail Cove, a marsh-front neighborhood in Surf City, NC, offering stunning sunset views and beach access just a few streets away. This proposed new construction concept is offered by local builder New Life Building Co., with pricing inclusive of both the lot and construction costs. The proposed 3,250-square-foot coastal home features 5 bedrooms, 4 bathrooms, and a reverse floor plan designed to make the most of the surrounding marsh views. Buyers can explore this plan or work with New Life Builders to create a custom home tailored to their needs. Contact us to learn more or schedule a builder consultation. The marsh-front lot is also available for purchase separately, MLS #100576009. This is a proposed custom build by New Life Building Co.. Pricing is based on 3,250 heated square feet.

W Wilmington Ave, Surf City

$775,000

3 Beds ⋅ 3 Baths

Nestled within graceful live oak trees, this home provides a relaxed coastal hideaway feel, then takes your breath away with panoramic, unobstructed views of the sound, marsh, and ICW. Every hour brings a new backdrop across the water, from soft sunrise hues to exceptional glowing sunset reflections. Two levels of outdoor spaces create multiple areas for year-round enjoyment, including a covered wrap around deck, sunny upper deck, and a large, screened porch that feels like an outdoor living room. Coastal breezes, sunshine, and shade are always within reach, and the extensive outdoor areas make the home feel remarkably spacious for relaxing or gathering. This house is in a prime location just about a mile from downtown Surf City and the big bridge so you can walk, bike, or ride on the nearby quiet beach road to restaurants, shopping, and entertainment. Inside, the home is bright, open, and designed to bring the outdoors in, with a thoughtfully decorated coastal interior that feels warm and inviting. Natural light pours through three sliding doors in the living room, framing the sound like a moving piece of art. Ocean views from the open floorplan, kitchen and screened porch create a rare dual-view experience. Recent upgrades include new sliding doors and exterior paint in 2025, new roof and floors in 2019, a new kitchen window in 2025, and a new front door in 2026. Bathrooms were remodeled in 2020. The kitchen features granite countertops and newer appliances. Three bedrooms provide comfortable sleeping spaces, with two including full private bathrooms while the third has easy access to a half bath. Set back from the main road, the home feels private and peaceful, with a backyard surrounded by trees and ample parking in the carport and driveway. The backyard offers a comfortable outdoor area for relaxing, play, or pets. The large outdoor shower and covered main entrance add to the coastal lifestyle. Beach access (in Horse Hammock Beach area) is quick and easy via the alley directly across the street leading to South Shore Drive. With no public parking lot at this access, the beach stays quieter and more relaxed. This home also offers a strong rental history, making it an excellent opportunity for both personal use and investment. Turn-key and sold fully furnished with a one-year home warranty that buyer can extend as desired.

1143 S Topsail Dr, Surf City

$949,000

3 Beds ⋅ 4 Baths

Enjoy wide, unobstructed ocean views, deeded beach access, and an easy walk or bike ride to downtown Surf City from this beautifully furnished Dune Ridge townhome. Completed in 2024 and located on a quiet dead-end street, the home is close to restaurants and shops, with sidewalks the entire way. The layout includes two king suites, two bunk rooms, four full baths (three en suite), making it ideal for family, guests, or vacation rental use. Two spacious ocean-facing decks offer unobstructed ocean views and plenty of room to relax or entertain. More than $10,000 in high-quality outdoor furnishings across the decks and patio will convey. The sellers also added privacy walls around the oversized outdoor shower and a privacy fence alongside the patio. Never rented and very lightly used, the home is truly move-in ready and being sold fully furnished. Furniture, TVs, linens, kitchenware, dishes, glassware, utensils, washer and dryer, beach chairs, umbrellas, boogie boards, fishing gear, and more are included. Everything is in place so you can arrive, settle in, and start enjoying the beach. Inside, vaulted ceilings, quartz countertops, a large breakfast bar, shiplap accents, and board-and-batten details create a clean coastal feel. The spacious ground-floor entry serves as a mudroom, sitting area, and welcoming foyer. An elevator provides access to all three floors, with additional storage in the rear and beneath the stairs. Whether you plan to make it your primary residence, enjoy it as a second home, or use it as a short-term rental, this turnkey Surf City property is ready to go from day one. Preferred lender incentives are available; contact the listing agent for details.

711 N Topsail Dr, Surf City

$2,499,000

8 Beds ⋅ 10 Baths

Experience unparalleled coastal luxury in this magnificent eight-bedroom water side estate, perfectly perched at one of the highest elevations on Topsail Island. Boasting panoramic views of both the ocean and tranquil Topsail Sound, this property offers the rare combination of a private oceanfront sitting area and a quiet community sound-front pier and dock. Start your day with breathtaking sunrises from three ocean-view decks, and wind down with stunning sunsets from three sound view decks. Designed for ultimate relaxation, this estate with outstanding rental history features private oceanfront beach access, a sparkling ocean-side pool, and a soothing hot tub. A modern elevator provides effortless access to all levels of this elegant, fully furnished home. The massive top-floor open-concept living area is an entertainer's dream, framed by walls of windows that capture sweeping water vistas. Host up to 22 guests with ease utilizing the expansive wrap-around granite bar and custom-appointed double living room seating. The upgraded gourmet kitchen is fully equipped for large gatherings, featuring double appliances throughout: two sinks, two refriger- ators, two dishwashers, and a double oven. Savor dinner overlooking spectacular sound view sunsets from either of the two separate dining areas. Retreat to one of the eight water-side bedrooms, each complete with its own ensuite bathroom for ultimate privacy. The first floor offers a versatile den area with an additional refrigerator, perfect for indoor entertaining. With covered parking for four vehicles beneath the home and ample additional space in the gravel drive, accommodating guests is a breeze. From world-class amenities to breathtaking vistas, this Topsail Island retreat truly has something for everyone.

100 Oleander Ct, Surf City

$789,900

3 Beds ⋅ 6 Baths

**COASTAL LUXURY MEETS PANORAMIC SOUND VIEWS!** Perfectly positioned to capture sweeping views of the Intracoastal Sound and the iconic Surf City Bridge, this beautifully appointed 3-bedroom, 3-full-bath home offers the ultimate in relaxed coastal living. Just steps from the nearest beach access, you can easily trade your morning coffee for a stroll on the sand and spend your evenings taking in spectacular coastal sunsets from home. The reverse floor plan was thoughtfully designed to maximize the views, with the main living area elevated above the surrounding landscape and framed by high vaulted ceilings and an abundance of natural light. The open, airy feel creates an inviting space for entertaining or simply soaking in the scenery. The primary suite offers a private retreat of its own, complete with a private balcony overlooking the sound and a beautifully remodeled bathroom featuring a large soaking tub positioned to enjoy the view. Additional upgrades include hurricane shutters on all windows and doors, providing added protection and peace of mind while also resulting in reduced homeowners insurance costs. With its exceptional positioning, panoramic water views, thoughtful reverse-floor-plan design, remodeled primary suite, and unbeatable proximity to the beach, this Surf City retreat is perfectly suited for enjoying the best of coastal North Carolina living.

815 N New River Dr Unit B, Surf City

$579,900

2 Beds ⋅ 1 Baths

Welcome to 1218 N New River Drive, a charming Surf City beach cottage on Topsail Island offering stunning Intracoastal Waterway views and just a short walk to the beach, local restaurants, shopping and area attractions. This 2 bedroom, 2 bath home also includes a versatile loft, easily used as a third bedroom, home office or cozy reading nook, giving you flexibility that is hard to find in a home this size. Step inside to a bright, open floor plan with cathedral ceilings and abundant natural light throughout the main living area. The living room flows seamlessly into the kitchen and dining spaces, creating an easy, comfortable layout for entertaining family and friends or simply relaxing after a day at the beach. Plantation style blinds add a polished coastal touch throughout, and the home is being sold mostly furnished, so many of the pieces you see are ready to stay and make your move that much easier. Tucked beneath the cathedral ceiling and reached by its own staircase, the loft is one of this home's best surprises. Use it as a third bedroom for guests, a quiet home office with a view, or simply extra space to spread out. It is the kind of feature that lets this cottage flex to fit exactly how you live, without adding on or moving up in price. Downstairs, the ground level offers three additional heated and cooled spaces, including multiple rooms and a half bath. Whether you need a workshop, a place to rinse off and store beach gear, a rec room for the kids, or simply more storage than a typical cottage provides, this level gives you room to grow into the home over time rather than outgrow it. Outside is where this property really shines. Start your morning with coffee on the back deck as it catches the sunrise, then wind down in the evening on the front deck and balcony as they face the sunset over the water. The fenced backyard includes a fire pit for easy evenings outdoors, and a convenient outdoor shower keeps sand from making its way inside after a beach day. A wide, extra long driveway offers generous parking, including a covered space underneath the house, so there is plenty of room for guests, a boat, or beach gear, with room to spare. With no HOA, you have the freedom to make this home entirely your own. The seller is also offering a $5,000 use as you choose credit, whether you'd rather put it toward closing costs, a rate buy down, updates, or simply getting settled in. Use it as a full time residence, a low maintenance second home, or a vacation rental investment near Surf City without the premiums and upkeep that come with an oceanfront property. The home has no rental history, but is projected to bring in as much as $55,000 a year! Surf City and Topsail Island are known for their laid back, small town beach charm: boutique shops, local seafood spots, and an easy, unhurried pace that is hard to find on more crowded stretches of the North Carolina coast. From this address, you are just steps from all of it, with the Intracoastal Waterway as your everyday backdrop and the ocean itself only a short walk away. Morning walks to the beach, evening drives along the island, and easy access to shopping and dining make everyday life here feel like the vacation you used to have to drive hours for. This is a home that works as hard as you need it to: a full time residence with room to host, a low maintenance second home you can lock up and leave, or an investment property in a beach town that continues to draw buyers looking for exactly this kind of laid back coastal lifestyle. Whether you are searching for a primary residence, a second home, or an investment opportunity, 1218 N New River Drive is ready to welcome you home to Surf City!

1218 N New River Dr, Surf City

$699,000

4 Beds ⋅ 4 Baths

Longing for the coastal lifestyle? This fabulous townhome in the heart of Surf City can be yours! Enjoy walking to local shops and restaurants and to the beach via the deeded beach access. The homes features a large open concept kitchen and family room, 4 bedrooms , 3.5 baths, carport with large storage closet and outdoor shower. At the end of the day relax and enjoy the sunset and marsh views on one of the front decks. Ocean views from the master bedroom. This is the perfect spot to be able to enjoy beach living!

818 N New River Dr Unit 102, Surf City

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Surf City Homes with Under Parking Features

Newest Surf City Homes with Under Parking Features

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