Surf City Homes with Under Parking Features

Welcome to Surf City, North Carolina—a coastal gem that perfectly marries the tranquility of beach life with the vibrancy of a close-knit community. Nestled along the stunning shores of Topsail Island, Surf City is renowned for its beautiful beaches, charming boutiques, and rich local culture. With its laid-back atmosphere, it’s no wonder that families, retirees, and beach lovers alike are drawn to this idyllic seaside town.

One of the standout features of homes in Surf City is their unique under-parking options. Imagine coming home to a property that not only offers stunning ocean views but also provides the convenience of parking beneath your home. This feature is a game changer, especially during the busy summer months when beachgoers flock to the area. Under-parking not only protects your vehicle from the elements but also maximizes your outdoor space, allowing you to enjoy the coastal breeze and sunshine on your deck or patio.

Surf City’s real estate market is as diverse as its residents, offering everything from quaint beach cottages to luxurious waterfront properties. Whether you’re looking for a vacation home, a year-round residence, or an investment property, you’ll find a variety of options that cater to your needs. With the added benefit of under-parking, these homes provide practical solutions for coastal living.

Explore the charm of Surf City and discover why so many are choosing to call this slice of paradise home. With its stunning natural beauty, welcoming community, and unique housing features, Surf City is more than just a destination—it’s a lifestyle waiting to be embraced.

Newest Surf City Homes with Under Parking Features

$1,249,000

4 Beds ⋅ 4 Baths

Start your day with sunrise views over the Atlantic and end it watching the sunset over the Intracoastal Waterway. 1215 N New River Drive gives you the opportunity to enjoy both sides of island living. Have your morning coffee on the front porch as the sun comes up, take a quick walk over to the beach to spend the day in the sand, and come home to some pretty incredible ICWW sunsets. This home offers 4 bedrooms and 4 full bathrooms with plenty of room for family and guests. The kitchen is one of my favorite features, with beautiful custom cabinetry, high-end appliances, a large island and plenty of space to prepare anything from a quick lunch after the beach to a great dinner at home. Painted tongue-and-groove ceilings add warmth and a refined coastal feel and are just one of the many details that make this home feel special. Throughout the home, you'll find a nice combination of thoughtful necessities and added luxuries that make spending time at the coast comfortable and easy. Whether you're looking for a full-time home, a second home or simply your own place at the beach, 1215 N New River Drive offers a wonderful way to enjoy everything Surf City and Topsail Island have to offer.

1215 N New River Dr, Surf City

$1,499,999

4 Beds ⋅ 3 Baths

$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE, 2nd ROW BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures still available. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

735 Dune Ridge Ct, Surf City

$619,000

3 Beds ⋅ 2 Baths

Welcome to 1303 N Topsail Drive in beautiful Surf City, NC! This charming 3-bedroom, 2-bath beach home offers the perfect blend of coastal living and investment potential. Ideally located within walking distance to the beach, you'll enjoy easy access to the sand and surf while being conveniently close to local dining, shopping, entertainment, and the Surf City bridge. Inside, the home features a comfortable and functional layout with a spacious combination kitchen and dining area, perfect for gathering with family and friends after a day at the beach, while the inviting living room space provides a relaxed central space to unwind. The primary suite includes its own private bath, providing a relaxing retreat for owners and guests alike. Two additional bedrooms are well-sized and versatile, making them ideal for guests and family. Outdoor living is a highlight of this property, with both front and rear decks offering plenty of space to enjoy ocean breezes, morning coffee, or evening sunsets. The generous parking area provides ample room for vehicles and beach gear. Additional features include an outdoor shower, a 50 Amp RV plug, and hurricane shutters. Whether you're searching for a vacation getaway, rental investment, or full-time coastal residence, this well-located beach home is a great opportunity to own a piece of paradise in the heart of Surf City. Schedule your Private Showing Today!

1303 N Topsail Dr, Surf City

$950,000

4 Beds ⋅ 4 Baths

Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City

$1,200,000

2 Beds ⋅ 2 Baths

Cross your own private bridge and discover a waterfront retreat unlike anything else on the island. Surrounded by an impressive stretch of shoreline and positioned along a tranquil inlet, this one-of-a-kind property offers breathtaking, unobstructed views stretching toward the Intracoastal Waterway and iconic Surf City Bridge. Enjoy an extraordinary sense of privacy while remaining just minutes from the beach, local dining, shopping, and everything Surf City has to offer. Designed around the beauty of its waterfront setting, the elevated residence welcomes you to the main living level, where expansive windows and a spacious wraparound porch frame panoramic views and fill the home with natural light. The home's tall windows were replaced in 2008, further enhancing the surrounding coastal scenery. Thoughtfully custom designed and built with exceptional attention to detail, this one-owner home has never been rented and reflects years of meticulous care. Exterior features include durable fiber cement siding, EPDM reported to have been installed behind the siding for added moisture protection, and a custom roof-water management system that channels captured rainwater beneath the elevated home. The roof was replaced in 2021. The home was originally designed with the potential to accommodate an additional level, although the original owner never needed or elected to add it. Seller reports that the reinforced construction includes four 3/8-inch rebar rods drilled through each piling, with two positioned inside and two outside. Any future expansion is subject to buyer verification, engineering review, permitting, and applicable regulations. An upland and wetland determination has been completed, with the residence situated on the designated upland portion of the property. The property also includes deeded water-bottom rights. The owners currently maintain flood insurance, and an existing elevation certificate is available. Buyers should independently verify the property's water rights, flood-insurance coverage, costs, elevation information, and transferability. The private bridge, constructed in 1989, creates an unforgettable arrival and makes the property feel like a destination of its own. Complementing the residence is a detached open-air structure offering exceptional flexibility. Envision a waterfront tiki bar, covered entertaining pavilion, workshop, hobby space, or additional storage tailored to your needs. Whether hosting friends, enjoying a quiet morning overlooking the water, or watching the coastal landscape change with the tides, this property offers a lifestyle as remarkable as its setting. With unmatched privacy, unforgettable views, thoughtful construction, abundant shoreline, and exciting future potential, this is a rare opportunity to own one of Surf City's most distinctive waterfront properties.

957 Broadway St, Surf City

$818,900

3 Beds ⋅ 3 Baths

Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City

$374,500

1 Beds ⋅ 2 Baths

Experience the best of North Carolina coastal living in this first-floor 1-bedroom, 1.5-bath condo on beautiful Topsail Island. This move-in-ready beach retreat features an open floor plan, a private balcony for enjoying ocean breezes, a spacious bedroom, two covered parking spaces, and a private storage closet for all your beach essentials. The Surf is a gated oceanfront complex offering outstanding amenities, including a large swimming pool, private beach access, fitness center, picnic area, and laundry facility. Recent updates include a new HVAC (2023) and water heater (2024), adding peace of mind for the next owner. Just minutes from Surf City's restaurants, shopping, and fishing pier, this property is perfect as a vacation getaway, full-time residence, or income-producing vacation rental. Whether you're looking for your own beach escape or a smart investment, this Topsail Island condo is ready to welcome you.

918 N New River Dr Unit 314, Surf City

$945,000

3 Beds ⋅ 3 Baths

Ideally located on the second row from the beach, this custom-built home offers beautiful ocean views, exceptional privacy, and a floor plan designed for coastal living. Surrounded by mature island oaks, the property features covered decks and a top-floor sun deck that create the perfect setting for relaxing and entertaining. The top level is designed to capture the views, with a spacious living area, a light-filled dining area wrapped in windows, and a fully equipped kitchen. The primary suite is also on the top floor and includes a private bath with a soaking tub, large glass-block shower, and dual sinks, along with a convenient half bath and laundry room. On the first floor, a large bedroom connects to a spacious bath with a large tub and separate shower. There is hall access to this bathroom for the second bedroom, offering comfort and flexibility for guests. An enclosed sunroom adds even more versatility as a potential sleeping area, home office, or workout room. Additional highlights include Gerard technology roofing, elevator access to all levels, an enclosed outdoor shower, nearby beach access, extra-tall carport underneath the home, a desirable flood-zone location, close proximity to downtown Surf City, and the added appeal of never having been rented.

1821 S Shore Dr, Surf City

$745,000

3 Beds ⋅ 3 Baths

Welcome to 105A Bay Dr in Surf City, a fully furnished 3-bedroom, 3-bath coastal retreat offering deeded beach access, beautiful sound views from the screened porch with the reverse floorplan, and a prime location close to Surf City restaurants, shopping, and local attractions. Set waterfront off the road for added privacy and serenity, this well-maintained home has never been rented yet offers excellent rental potential for those seeking an investment property or second home. A shared dock adds to the coastal lifestyle and provides the perfect place to launch paddleboards or kayaks and enjoy time on the water. The new fortified roof provides peace of mind, and a secure storage area adds convenience for beach gear and coastal essentials. Whether you are looking for a primary residence, vacation getaway, or income-producing property, this home delivers comfort, versatility, and classic island charm. Come take a look and you may never leave!

105 A Bay Dr, Surf City

$825,000

4 Beds ⋅ 5 Baths

Don't miss this perfect opportunity to own a piece of Island Paradise!! Coastal elegance awaits in this exceptional Brand new-construction beach home, perfectly positioned just steps from the shoreline. Located in the heart of Surf City, this residence offers the rare combination of modern craftsmanship and timeless coastal charm. With 4 spacious bedrooms and 4.5 beautifully appointed baths, the home is designed for both comfort and sophistication. Expansive windows invite natural light throughout, while thoughtful finishes create a serene, upscale atmosphere ideal for full-time living, vacationing, or investment. Whether entertaining guests or unwinding after a long day, this home offers the perfect backdrop for coastal living at its finest. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details. This home is under construction in the TRIM stage. Call for information.

205 Shell Rd, Surf City

$825,000

4 Beds ⋅ 5 Baths

203 Shell Rd, Surf City

$900,000

4 Beds ⋅ 5 Baths

Experience coastal living as its finest in this beautifully designed 4-bedroom, 4.5-bath townhome located in a prime island location just steps from beach access, dining and shopping. Featuring stunning sound views, this property offers the perfect blend of luxury and convenience. Inside, you'll find luxury vinyl plank flooring, elegant granite countertops, and a private elevator for added comfort and accessibility. Whether you're looking for a vacation retreat, investment property, or full-time residence, this townhome delivers the ideal island lifestyle.

721 N New River Dr Unit B, Surf City

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