Surf City Homes for Sale

Surf City Homes for Sale

Welcome to Surf City, North Carolina—a coastal gem that perfectly blends laid-back beach living with vibrant community spirit. Nestled along the stunning shores of the Atlantic Ocean, Surf City is renowned for its pristine beaches, picturesque sunsets, and a welcoming atmosphere that makes it a favorite destination for both residents and visitors alike. With a rich history and a plethora of outdoor activities, this charming town is an ideal place to call home.

Surf City boasts a delightful array of homes for sale, catering to a variety of lifestyles and preferences. Whether you’re looking for a cozy beach cottage, a modern family home, or a luxurious waterfront property, you’ll find an impressive selection that suits your needs. Many of these homes offer breathtaking ocean views, easy access to sandy shores, and the serenity of coastal living. Imagine waking up to the sound of waves crashing and enjoying your morning coffee on a sun-soaked deck—this is the Surf City lifestyle.

In addition to its stunning real estate options, Surf City is known for its vibrant community events, delightful local eateries, and unique shops that line the charming streets. Residents can enjoy a range of outdoor activities, from fishing and boating to hiking and biking along scenic trails. With a strong sense of community and a relaxed vibe, Surf City is not just a place to live; it’s a place to thrive.

Explore the homes for sale in Surf City today, and discover the perfect blend of coastal charm and modern living that awaits you!

Newest Surf City Homes for Sale

$1,499,999
4 Beds ⋅ 3 Baths
$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE, 2nd ROW BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures still available. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

735 Dune Ridge Ct, Surf City
$575,000
3 Beds ⋅ 2 Baths
Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City
$729,000
3 Beds ⋅ 3 Baths
Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

4074 4th St, Surf City
$995,000
5 Beds ⋅ 4 Baths
Zen Island Sanctuary... Your private retreat by the sea, just 600 feet from the shores of Topsail Island. This Surf City haven features stunning westward views of the ICW's kaleidoscope of color showcased by two covered porches. Dual primary suites, each with en-suite bathroom and soaker tub, emulate spa vibes. Natural hardwood hickory flooring and custom tile work adorn the house throughout. Soaring vaulted ceilings of subtly whitewashed pine bring an elegance to the space. The sparkling quartz countertops, stainless steel appliances, double oven, farmhouse sink and ample storage make the kitchen gleam. Utilize the convenient cargo lift for hauling groceries and more. Hurricane shutters and a 1-year home owner's warranty ensure peace of mind. Whether the idea of passive income from a lucrative rental or a private beach oasis is your calling - this home has it all. Come find your calm. Your island sanctuary awaits...

1110 N New River Dr, Surf City
$575,000
2 Beds ⋅ 1 Baths
Discover the effortless appeal of coastal living at this beautifully updated second-row ranch bungalow, ideally situated in the heart of Surf City. Just three lots from beach access, this charming 2-bedroom, 1-bath retreat offers an exceptional combination of location, comfort, and investment potential. From the moment you arrive, the inviting wraparound front porch sets the tone. Designed for slow mornings, sunset cocktails, and breezy afternoons, it provides the perfect vantage point to enjoy the coastal atmosphere and refreshing ocean breezes. Inside, a thoughtfully curated coastal aesthetic complements the home's comfortable, easygoing layout. The open-concept living space creates a natural gathering place and flows seamlessly into the bright, welcoming kitchen. Both bedrooms offer peaceful accommodations after a day spent enjoying the beach, making the home equally well suited for personal use or continued vacation rental income. Location is truly the standout. With the beach just steps away, spontaneous morning walks on the sand and afternoons in the waves become part of everyday life. When you're ready to explore, Surf City's restaurants, bars, boutiques, grocery store, and everyday conveniences are all within easy walking, biking, or driving distance. After a day along the coast, return home to fire up the patio grill or simply settle into the rocking chairs and savor the salty air. Store beach gear in the shed. Whether you're looking for a turnkey coastal investment, a weekend escape, or a place to create lasting beach memories, this thoughtfully updated Surf City bungalow offers an enviable opportunity to experience the best of the coast--without sacrificing convenience or charm.

417 N Shore Dr, Surf City
$1,250,000
5 Beds ⋅ 4 Baths
Check out this exceptional property on the Golden Mile! A HUGE lot and loads of square footage make this a unique house well suited for either a full time residence or a rental. Perfect as-is or put your own touch on things - the possibilities for the backyard are endless! Three floors of living space means room for anything you can imagine. You'll appreciate the 5 bedrooms and 4 baths, thoughtfully spaced throughout the home for maximum privacy. Two options for a primary suite offer flexibility not typically found in a beach house. One, on the top floor, includes a renovated bathroom and outstanding storage and closet space. The other, on the middle floor, is a very large space that shares a hall bath. Separate living rooms on the first and second floors offer great spaces to gather. Retreat downstairs for a bit of seclusion or be a part of everything beside the kitchen and dining room. Tucked behind the fireplace is a great bonus space perfect as an office, reading room, play room or anything else you can think up! On the ground level you'll love the 2 car garage, finished with loads of storage, washer/dryer, outdoor shower and board storage. Everything you need at the coast. The sellers have had much of the home painted, decking replaced and landscaping improved to get everything ready for you to move right in. Easy to show - come take a look this weekend!

703 S Shore Dr, Surf City
$802,000
4 Beds ⋅ 2 Baths
Located just a short distance from the Surf City Pier, this second-row property offers a unique opportunity to own two fully furnished homes on one lot. Both residences are completely equipped with the furnishings and essentials needed to settle in, relax, and start enjoying your beach getaway from day one. The elevated front home features 2 bedrooms, 1 full bath, a comfortable living area, and a well-appointed kitchen. The expansive covered front porch is an ideal spot to take in the ocean views and coastal breezes. Behind the main residence is a second 2-bedroom, 1-bath home with its own kitchen and living space. Together, the two homes provide a versatile setup for personal use, guests, extended family, or continued vacation rental use. The property has also been operated as an established and successful Airbnb, offering an opportunity to continue an existing short-term rental setup. Additional features include separate laundry areas, two covered parking spaces, extra driveway parking, storage areas, two outdoor showers, and a storage building for beach equipment and gear. Public beach access is only a few lots away. Enjoy the convenience of being able to walk or bike to Surf City's restaurants, shops, entertainment, and nightlife. With two furnished homes in a highly desirable coastal location, this property offers flexibility and plenty of ways to enjoy the Surf City lifestyle.

415 N Shore Dr, Surf City
$1,445,000
7 Beds ⋅ 6 Baths
Welcome to your ultimate coastal getaway! This recently remodeled, modern and tasteful 3-level second-row beach house in Surf City is just steps from the sand and designed for large groups, family reunions, or multi-family living. With 7 bedrooms, 6 bathrooms, 3 full kitchens, and 3 living/dining areas, the home offers both spacious gathering areas and private retreats. Already listed on Airbnb, it presents a turnkey opportunity for rental income or personal enjoyment. Rental income of $113,449 for 2026, $98,343 in 2025 and $124,983 in 2024. The top floor features 3 bedrooms, 2 baths, a full kitchen, living/dining area, stackable washer/dryer, and a panoramic air-conditioned sunroom with ocean views. The middle floor offers 2 bedrooms, 2 baths, a full kitchen, living/dining area, and a game room with foosball, hockey table, board games, and more, plus shaded and sun decks. The bottom floor includes 2 bedrooms, 2 baths, a full kitchen, living/dining area, and washer/dryer. Each level has its own external entrance, with optional internal stair access between the 2nd and 3rd floors. Every bedroom is equipped with a 43'' Smart TV, and each living room has a 65'' Smart TV. Additional amenities include 2 park-style charcoal grills, multiple decks, and washer/dryer units on all three levels. Centrally located near restaurants, shopping, and local attractions, this property combines modern updates, thoughtful design, and prime location -- perfect as a family retreat or investment property.

1115 N Shore Dr, Surf City
$2,925,000
7 Beds ⋅ 7 Baths
Luxury new construction in a premier location in Surf City with seller financing options (as low as 1% interest) and 100k seller concessions available! Massive income potential- check out the rental projections! Home appraised for OVER 2.93 Mil! Experience coastal living at its absolute finest in this extraordinary new construction luxury residence by Sandy Feet Builders, where inspired design, elevated craftsmanship, and effortless comfort come together in the heart of Surf City. Located at 608 S Topsail Drive, this 7-bedroom, 6.5-bath coastal masterpiece offers 4121 square feet of impeccably curated living space, designed to capture both ocean and Intracoastal Waterway views while delivering a true resort-style lifestyle. Step outside to a private outdoor oasis that rivals high-end resorts. The expansive backyard showcases a custom saltwater pool with jets and waterfall, complemented by a two-story thatched cabana featuring shaded dining and lounge areas perfect for entertaining or unwinding after a day at the beach. A poolside bathroom adds convenience, along with a large spa(pre-wired for two), creating endless opportunities for relaxation. The two-car garage offers generous storage, ample parking, and an EV charging station, blending luxury with modern practicality. Further, the custom concrete drive way can park up to 8 vehicles! Inside, Sandy Feet Builders' commitment to thoughtful luxury is evident at every turn. A residential elevator provides seamless access to all levels, while dual laundry rooms, three refrigerators, impact-rated windows, and a pre-wired generator hookup elevate everyday living. Each floor is equipped with its own advanced HVAC system and Rinnai tankless water heater, ensuring personalized comfort and energy efficiency throughout the home. The crown jewel awaits on the fourth-floor living level, a breathtaking space designed to impress. Soaring 12-foot ceilings frame a chef-inspired kitchen featuring white oak cabinetry, dual 10-foot islands, and a 48-inch gas range ideal for hosting unforgettable gatherings. A massive portrait television, surround sound speakers, and expansive front and rear decks deliver a cinematic experience paired with panoramic views of the Atlantic Ocean and Intracoastal Waterway. Built to stand the test of time, this home features Diamond Kote siding with a 30-year warranty, a whole-home water filtration system, Wi-Fi repeaters throughout, in-ground propane tanks, an elevated slab (lower flood insurance premium), multi-zone speaker system, and integrated whole home dehumidifiers, ensuring durability, connectivity, and peace of mind for years to come. Perfectly positioned within walking distance to the Surf City Pier, boutique shops, and top dining destinations, this exceptional property embodies the very best of coastal Carolina living. 608 S Topsail Drive is more than a home it's a statement of luxury, lifestyle, and the visionary craftsmanship of Sandy Feet Builders.

608 S Topsail Dr, Surf City
$1,700,000
6 Beds ⋅ 2 Baths
Few properties capture the history and character of Topsail Island quite like 616 N Shore Drive. Built in 1957 and positioned directly along the Atlantic Ocean in the heart of Surf City, this quintessential beach cottage offers a rare combination of old-school coastal charm, an exceptionally versatile layout, and a setting that is becoming increasingly difficult to replicate. Adding to its uniqueness, two former 60-foot-wide oceanfront lots have been recombined into one expansive homesite, creating an uncommon stretch of beachfront ownership and possibilities that extend well beyond the walls of the cottage. True to its roots, the cottage maintains the simple, unmistakable character of an earlier era on Topsail Island while incorporating thoughtful improvements designed for life along the coast. Hardie siding wraps the exterior, accented by classic Bimini-style shutters along the street side and protective hurricane shutters facing the ocean. Along the oceanfront, a spacious covered porch stretches across the front of the home, preserving the timeless connection between cottage and coastline. Just beyond, the dunes give way to the shoreline and Atlantic beyond. Inside, the home's 1957 character takes center stage. Rich knotty pine walls and 2.25-inch hardwood floors run throughout much of the main living areas, creating the warmth and authenticity of a classic Topsail beach cottage, while a wall of oceanfront windows keeps the Atlantic firmly in view. The living and dining areas flow naturally together, with plenty of room for everyone to gather while enjoying the ocean as a constant backdrop. The adjoining kitchen blends seamlessly into the home's original character while offering thoughtful updates for today's use. A tongue-and-groove wood ceiling continues the cottage aesthetic overhead, complemented by butcher block countertops, a tiled backsplash, white cabinetry, and a six-foot pendant-lit eat-in bar. A large single-basin stainless steel sink sits beneath an impressive six-foot window, bringing abundant natural light into the space. Three bedrooms complete the main level, including an oceanfront bedroom where multiple windows frame sweeping views of the beach and Atlantic beyond. A full guest bath has been refreshed with LVP flooring, beadboard accents, a quartz-topped single vanity, fiberglass walk-in shower, and nearby linen storage. Downstairs, the home opens into an unexpectedly spacious ground-level living area, adding tremendous flexibility for larger groups and extended stays. LVP flooring runs throughout much of the level, while the open central gathering space offers ample room for entertaining, recreation, or simply spreading out while still enjoying the home together. Three additional guest rooms provide comfortable accommodations for family and visitors, while a second full bath serves the downstairs with a shower/tub combination and a conveniently located laundry area adds everyday practicality. A second full bath serves the downstairs with a shower/tub combination, while a conveniently located laundry area adds everyday practicality. Outside, the setting takes center stage. A spacious covered oceanfront porch stretches across the length of the home, creating a front-row seat to the Atlantic and an inviting place to start the morning, unwind after a day on the sand, or simply enjoy the sights and sounds of the ocean. From the porch, private stairs lead directly across the dunes to the beach, putting the shoreline just steps from the door. A thoughtfully enclosed hot-and-cold outdoor shower is conveniently positioned on the oceanfront deck, making the transition from beach to home effortless. Beyond the immediate oceanfront setting, the property offers something increasingly difficult to find along Topsail Island: space. The homesite encompasses approximately 0.40 acre. Formerly configured as two separate lots, the property was recombined into a single homesite, creating an exceptionally oceanfront footprint with added flexibility for a future pool, expanded outdoor living, recreation, or other permitted improvements. Adding to the property's long-term appeal, Surf City and the U.S. Army Corps of Engineers have executed the Project Partnership Agreement for the area's planned beach nourishment project. With this stretch of shoreline included within the project area, the initiative provides an encouraging outlook for a wider, healthier beach and adds another compelling dimension to this already distinctive oceanfront property. With the Atlantic just beyond the front porch, accommodations spread across two levels, generous gathering spaces, and the beach quite literally at your doorstep, 616 North Shore Drive captures what generations have loved about Surf City, a place built around long beach days, full houses, and time spent together.

616 N Shore Dr, Surf City
$899,000
5 Beds ⋅ 3 Baths
Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City
$795,000
3 Beds ⋅ 3 Baths
NEW Fortified Roof installed 9/2026! This beautifully updated home in Maritime Plantation puts coastal living within reach. New flooring throughout gives the home a fresh, move-in-ready feel, and kayaks are included -- hop in and paddle out whenever the mood strikes. The neighborhood offers a day dock and private beach access just steps from your door; pull your boat up to the dock for the day, or head to the private beach access for sun and sand. Spend evenings relaxing on the deck or porch after a day on the water, and rinse off the sand in the outdoor shower before heading in. With plenty of room to host friends and family, this home is the ideal spot to soak up everything the Surf City lifestyle has to offer.

8 Maritime Dr, Surf City
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