Surf City Homes with Master Downstairs Int. Features

Surf City Homes with Master Downstairs Int. Features

Welcome to Surf City, North Carolina—a picturesque coastal gem that perfectly combines the charm of small-town living with the allure of beachside adventures. Nestled between the Atlantic Ocean and the serene waters of the Intracoastal Waterway, Surf City is renowned for its stunning beaches, vibrant community, and endless recreational opportunities. Whether you're a nature lover, a water sports enthusiast, or simply seeking a tranquil retreat, this idyllic locale has something for everyone.

As you explore the real estate options in Surf City, you’ll discover a variety of homes designed to meet the diverse needs of residents. One standout feature that many homebuyers are seeking is the convenience of a master bedroom located on the main floor. Homes with a master downstairs provide the perfect blend of accessibility and privacy, making them ideal for families, retirees, or anyone who values ease of living.

Imagine waking up to the sound of gentle waves and stepping out onto your porch to savor the salty sea breeze. These thoughtfully designed homes often boast spacious layouts, modern amenities, and outdoor spaces perfect for entertaining or relaxing. With the beach just a stone’s throw away, you can enjoy sun-soaked days, picturesque sunsets, and a lifestyle that embraces both relaxation and adventure.

Surf City is not just a place to live; it’s a community where neighbors become friends and every day feels like a vacation. Come discover the perfect home with a master downstairs, and let Surf City be the backdrop for your new chapter by the sea!

Newest Surf City Homes with Master Downstairs Int. Features

$674,900
3 Beds ⋅ 3 Baths
Experience the ultimate coastal getaway at 103 Sandpiper Lane, a gorgeous townhouse nestled on Topsail Island. This home has 3 bedrooms, 3 baths and an office. This bright, open-concept gem perfectly blends modern luxury with laid-back beach living, featuring stunning new cabinetry, a stylish backsplash, sleek stainless steel appliances, and durable LVP flooring throughout. Whether you're enjoying the ocean breeze from one of your two private decks or taking in the breathtaking views, you are only steps away from the sand. Located in the heart of Surf City, this property puts you in perfect proximity to local shopping and eateries. With a walkable and bikeable location that captures the charm of this coastal town, 103 Sandpiper Lane is the ideal retreat for those seeking both comfort and adventure by the sea.

103 Sandpiper Ln, Surf City
$818,900
3 Beds ⋅ 3 Baths
Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City
$485,000
3 Beds ⋅ 2 Baths
The Waterside home you've been waiting for has finally hit the market. Perfectly positioned near the back of the community on one of its most desirable homesites, this beautifully upgraded 3-bedroom, 2-bath home offers the rare combination of no rear neighbors, tranquil pond views, and a protected natural backdrop--creating a level of privacy that's hard to find in coastal neighborhoods. Inside, soaring 11-foot ceilings, luxury vinyl plank flooring, abundant natural light, and an open-concept layout create an inviting space that's perfect for everyday living and entertaining. The living room is anchored by a cozy fireplace and flows seamlessly into the chef-inspired kitchen featuring granite countertops, a large center island with bar seating, stainless steel appliances, abundant cabinetry, and a spacious dining area overlooking the backyard. The private owner's suite features a tray ceiling, oversized walk-in closet, dual vanity, and peaceful nature views. Step outside to the expansive screened porch--your own private retreat overlooking the pond and preserve. Whether you're enjoying morning coffee or unwinding after a day at the beach, this outdoor living space is sure to become your favorite spot. Additional upgrades include a full irrigation system, generator plug, and beautifully maintained landscaping. Located just 2 miles from Surf City Beach, Waterside offers resort-style amenities including a community pool, fitness center, multi-sport court, playground, sidewalks, and golf cart-friendly streets. Bike or golf cart to the beach, local restaurants, breweries, the distillery, coffee shops, boutiques, and everything that makes Surf City one of coastal North Carolina's most desirable places to call home. Luxury finishes, a premium homesite, and an unbeatable coastal lifestyle--this is more than a home, it's the lifestyle you've been waiting for.

504 Edgewater Way Unit Lot 193, Surf City
$389,800
3 Beds ⋅ 2 Baths
Meticulously maintained in Surf City, home to some of the area's most sought-after beaches and coastal charm, this turnkey home offers the perfect blend of comfort, convenience, and coastal living. Ideally located just minutes from military bases, shopping, and dining, with an easy commute to Wilmington or Jacksonville, this pristine home is ready for its next owner. Nestled in the Waterside community, you'll love the inviting, open concept living area filled with natural light, creating the perfect space for relaxing evenings or entertaining. The well-appointed kitchen features stainless steel appliances, including a dishwasher, microwave, range, and four-door refrigerator, along with a spacious pantry and deep single bowl sink. Designed with a desirable split-bedroom floor plan, the private primary suite offers a walk-in closet and an ensuite bathroom complete with a walk-in shower and glass shower door. The home's bright, airy feel and neutral color palette continue throughout the two additional bedrooms and guest bathroom. A dedicated laundry room, with a front-loading Maytag washer and dryer that convey, adds even more convenience. Enjoy the benefits of smart home technology with equipment already in place to activate security and camera features, while allowing app-controlled access to select lighting, the thermostat, garage door, and front door lock. Additional highlights include a one car garage, double width driveway, ample storage closets, patio, fully fenced backyard with wood privacy fencing, retractable screen door, blinds and window treatments throughout, and upgraded paint extending into the garage. When you're not spending the day at the beach, take advantage of Waterside's outstanding community amenities, including a swimming pool, tennis courts, pickleball/basketball courts, beach volleyball, clubhouse, fitness center, playground, and scenic pond. Everything you need for relaxed coastal living can be found at 1014 Course Lane in Surf City. Schedule your private showing today before this exceptional home is gone!

1014 Course Ln, Surf City
$1,399,000
4 Beds ⋅ 4 Baths
Enjoy stunning Atlantic Ocean and Intracoastal Waterway views from this brand-new 4-bedroom, 3.5 bath luxury home, complete with balconies on every level and a 4th-floor cupola with a 360° viewing deck of the entire Island! Beach access is directly across the street, and the ground-level entertainment area with outdoor shower makes coastal living easy. Inside, the home features two primary bedroom suites, a whole-home SONOS system, surround sound in the great room, and smart-home security with Ring cameras and full monitoring. Located just 2.5 miles from Surf City, you're close to dining, shopping, the pier, parks, and boat launches. Situated in the sought-after Accolade community, residents enjoy the island's largest resort-style pool, an open-air clubhouse, and scenic walking trails under mature live oaks. This home offers luxury, convenience, and the best of Topsail Island living.

55 Accolade Dr, Surf City
$2,275,000
4 Beds ⋅ 4 Baths
One-of-a-kind residence situated directly on the Intracoastal Waterway, offering panoramic water views and an unmatched coastal lifestyle. Nestled beside the former site of the iconic Surf City Swing Bridge, a cherished landmark in Surf City history, this exceptional 4-bedroom, 3.5-bath home offers approximately 2,700 square feet of beautifully renovated living space thoughtfully designed to maximize both comfort and scenery. Perfectly positioned along Channel Marker 1, this property captures the heart of Surf City. Whether you're an avid boater, entertainer, or simply enjoy life on the water, this home delivers. Outside, you'll find a private boat dock featuring a 10,500-pound boat lift, an expansive entertaining dock, fire pit area, hot tub, in-ground swimming pool, covered cabana, composite decking, and solar accent lighting. Multiple decks along the side and rear of the home provide exceptional spaces to relax, entertain, and enjoy spectacular sunrises, unforgettable sunsets, passing boats, and views of the Surf City high-rise bridge. Inside, nearly every room showcases stunning water views and custom finishes throughout. Thoughtfully remodeled, the home features shiplap walls and ceilings, a gas stone fireplace, quartz countertops, ceramic wood-look tile flooring, marble finishes, and a spacious kitchen designed for gathering and entertaining. The kitchen is appointed with custom cabinetry, a gas cooktop, and a full suite of brand-new KitchenAid appliances, including a refrigerator, oven, microwave, and dishwasher. The primary suite serves as a private retreat, offering expansive Intracoastal Waterway views, a custom ceiling detail, and a French door leading to a private deck. The luxurious en suite bath includes marble flooring, a tiled shower, jetted tub, and a large walk-in closet. Imagine beginning your day with a sunrise over the water and ending it beneath the coastal sky from the comfort of your hot tub. Additional bedrooms offer their own unique perspectives, including beautiful sunset views and bridge vistas. One guest bedroom features elevator access and a French door opening to a deck, while the upstairs guest suite includes a private en suite bath with a jetted steam shower. The dining room, with deck access and sweeping water views, is highlighted by a custom mural honoring the iconic Surf City Swing Bridge, a meaningful tribute to the area's rich history and coastal charm. An elevator provides convenient access between levels, while the enclosed 2-car garage offers ample space for vehicles, golf carts, beach gear, and additional storage. The professionally landscaped grounds reflect the exceptional care and attention this property has received. Every detail has been thoughtfully maintained, creating a home that is as functional as it is beautiful. Rarely does a property offer this combination of luxury finishes, direct Intracoastal Waterway access, exceptional outdoor living spaces, and panoramic water views. More than a home, this is a one-of-a-kind opportunity to own one of Surf City's most remarkable waterfront properties.

702 Roland Ave, Surf City
$699,000
3 Beds ⋅ 2 Baths
Welcome to Sea Salt Cottage an adorable, fully furnished coastal retreat that is both turn-key and income-producing, perfectly suited as a primary residence, second home, or investment property. This charming beach cottage features 3 bedrooms and 2 bathrooms, along with a spacious family room designed for relaxing after a day in the sun. The attached garage has been thoughtfully transformed into a game room and hangout space, complete with a Pac-Man machine and corn hole setup, creating the ultimate spot for entertaining family and guests. The home has been freshly painted and thoughtfully updated, including a new water heater (2024) and an encapsulated crawl space with dehumidifier, offering added efficiency and peace of mind. The kitchen is equipped with stainless steel appliances and a dishwasher, blending functionality with style. Step outside to enjoy the coastal lifestyle with a spacious front porch perfect for morning coffee, and a private gravel patio with string lights in the backyard, ideal for evenings under the stars. The property also comes with bikes, making trips to the beach even more enjoyable--just a short walk away. Whether you're looking to generate rental income or create your own beachside escape, Sea Salt Cottage offers the perfect blend of comfort, charm, and investment potential.

1122 S Topsail Dr, Surf City
$1,399,000
4 Beds ⋅ 5 Baths
This is your opportunity to step into this Surf City gem with added financial flexibility - seller is now offering $25K in closing assistance. Stunning 270-degree water views and unforgettable sunsets define this exceptional coastal home in Surf City. Perfectly positioned to capture sweeping vistas of the sound and the Intracoastal Waterway, this rare property spans 2.18 acres, stretching across the marsh to the water's edge and delivering a sense of space and seclusion that simply cannot be manufactured. Each evening, the rear porches become a front-row seat to one of the most breathtaking sunsets the Carolina coast has to offer. Designed to maximize light and perspective, the home features expansive windows and open living spaces that frame the panoramic backdrop from nearly every angle. With 4 large bedrooms and 5 bathrooms, there is ample room for both relaxation and entertaining. An elevator provides convenient access to all levels, while multiple porches extend the living space outdoors -- perfect for soaking in the views, catching the coastal breeze, or settling into the hot tub as the sky fades to gold. Just steps from beach access, this location delivers the best of both worlds: effortless ocean access paired with the unhurried calm of soundside living. Whether you're watching boats drift lazily along the Intracoastal or gathering guests around a backdrop that never loses its magic, life here simply feels different. With a strong rental income history, this property stands out as a compelling opportunity -- whether as a primary residence, a second home, or a high-performing investment asset. A rare convergence of acreage, panoramic water views, and an unbeatable location, this is among the most distinctive offerings on Topsail Island. All furnishings transfer with the sale, excluding listed exceptions.

331 Oceanaire Ln, Surf City
$775,000
5 Beds ⋅ 4 Baths
Escape to your own slice of coastal perfection in this exquisite 5-bedroom, 4-bathroom townhouse nestled on a quiet peninsula in the heart of Surf City! Picture yourself waking to the soothing rhythm of the water, where sweeping views embrace the serene Surf City Sound, the graceful high-rise bridge, and those legendary, jaw-dropping sunsets that transform the sky into a masterpiece of pink, orange, and gold. From the third-floor master suite, partial ocean views draw the Atlantic's boundless horizon right to your doorstep, turning every sunrise into a moment of pure magic. This light-filled, modern sanctuary welcomes you with luxurious LVP flooring and tile throughout--no carpet anywhere--for effortless, barefoot coastal living and timeless style. Step onto the generous front and back decks to sip your morning coffee with the salty breeze or linger at dusk with loved ones, enveloped in peaceful seclusion yet perfectly poised for island adventures. The thoughtful three-level design maximizes comfort, privacy, and joy for family and friends. The first floor delights with a king size master bedroom with ensuite bathroom, a fun bunk room and a second bunk room featuring a twin-over-double bed--ideal for kids or guests to create lasting memories. Ascend to the second level for an open, airy great room where living, dining, and a chef's kitchen blend seamlessly: gleaming stainless steel appliances and sleek granite countertops make every meal a pleasure, whether casual family dinners or festive gatherings. A secluded king owner suite and full bath here offer a retreat-like escape. The top floor crowns it all with your private king master oasis, complete with its own luxurious bath and those captivating ocean glimpses that make mornings feel extraordinary. In total, three king owner suites--one on each floor--ensure everyone enjoys supreme comfort and privacy. Outside, the magic continues: a huge outdoor shower awaits to rinse off the sand after beach days, paired with a charming picnic area perfect for al fresco meals or lazy afternoons. A large storage room brims with beach supplies--chairs, umbrellas, toys, and more--ready for instant fun. Abundant parking accommodates plenty of friends and family, so gatherings feel effortless and welcoming. The community also features a dock and kayak launch just steps from the home. Fully furnished with tasteful, high-quality pieces that convey with the sale, this turnkey treasure is primed for immediate enjoyment--as your cherished primary beach home, a serene family escape, or a wise investment in one of North Carolina's most beloved coastal havens with several 2026 dates already booked. Tucked in a wonderfully quiet peninsula community, it's just 3 blocks to the nearest beach access for effortless sun-soaked days and less than a mile from the vibrant soul of Surf City: boutique shops, fresh seafood spots, the iconic pier, and that irresistible laid-back island vibe. Here, the world slows down, worries dissolve into the waves, and every day feels like a vacation--salty air on your skin, laughter echoing across the decks, sunsets stealing your breath. This isn't merely a home; it's the coastal dream you've always held in your heart, alive and waiting for you to claim it. Fall in love anew with every visit, every view, every sunset. Don't let this rare gem pass you by--schedule your private showing today and step into the Topsail Island life you've been dreaming of!

113 Anchor Dr Unit A, Surf City
$1,699,000
4 Beds ⋅ 3 Baths
Live like you're on vacation every day! This location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can launch from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Positioned along the Intracoastal Waterway with panoramic water views, this custom-built home offers the rare combination with deeded boat slip, private saline pool, elevator, and strong vacation rental potential, all just minutes from the beach, dining, and shopping. Designed for gathering and effortless coastal living, the reverse floorplan captures stunning sunrise-to-sunset water views from the main living spaces and expansive covered porches. Whether you're hosting friends after a day on the water, enjoying evenings poolside, or welcoming vacation guests, the layout was built to maximize both comfort and experience. With 4 bedrooms and 3 full baths, including a newly completed second-floor full bath, the home comfortably accommodates full-time living, second-home use, or multi-generational vacation stays. The open-concept main level features vaulted ceilings, a spacious great room, and a chef's kitchen centered around entertaining, complete with quartz countertops, premium ZLINE appliances, and oversized gathering spaces that flow seamlessly outdoors. The deeded boat slip offer direct access to the Intracoastal Waterway for boating, fishing, paddleboarding, or sunset cruises, while the custom saline pool creates a true resort-style atmosphere at home. An elevator services all levels, adding convenience for owners and guests alike. Built by Channel Marker Builders, the Driftwood Cottage floorplan blends elevated coastal design with durable low-maintenance construction, making it as practical as it is beautiful. Whether you're searching for a luxury waterfront retreat, an investment opportunity, or a home designed around the coastal lifestyle, 113 Diamond Point delivers the experience buyers come to Surf City looking for. head, handheld, and dual body sprays. Additional features include a three stop elevator, 15 SEER Trane zoned HVAC system with Honeywell thermostats, mini split in the ground level storage area, Navien tankless water heater with recirculating pump, surround sound prewire, security system wiring, and 200 amp electrical service. With waterfront access, a boat slip, private pool, elevator, reverse floorplan, and luxury new construction in Surf City, 113 Diamond Point presents a rare opportunity for coastal living at its finest.

113 Diamond Pt Ct, Surf City
$960,000
4 Beds ⋅ 4 Baths
Custom built waterfront home with breathtaking views over the sound to the ICW, within minutes to Topsail Island beaches. Decks on both floors with Trex deck flooring, Top quality construction built to 150 Wind Rated, 2 x 6 studs and walls, impacted rated windows, doors, and garage doors, hard plank siding painted in 2023 and metal roof. Interior features granite counters, reinforced game room floor with wet bar, 9ft ceilings, 80 gallon water heater and security cameras. For easy access, this home has a 3-stop elevator, Accessible doors, primary bath, and hallways. For furry friends a fully fenced in backyard. Move in ready please consider this home for primary or secondary.

444 Little Kinston Rd, Surf City
$820,000
4 Beds ⋅ 2 Baths
Just a 1/2 mile from the Surf City Pier, this unique property offers two beautiful single-family homes on one second-row lot—sold together and ready to continue generating strong rental income or serve as your perfect beach retreat. The front home, elevated on pilings, features 2 bedrooms, 1 full bath, a deluxe kitchen, and a spacious living area. Enjoy ocean views and sea breezes from the expansive covered front porch—an ideal gathering space for relaxing or entertaining. The second home, tucked just behind, is a charming ground-level 2-bedroom, 1-bath guest suite with a full kitchen and living area. This suite has brought in over $25,000 in income this year, making it a proven short-term rental performer. Each home has been extensively updated with the second home coming furnished—right down to linens, bath amenities, and guest essentials—making this a true turn-key investment opportunity. Two covered parking spaces, additional driveway parking, separate laundry for each home, and multiple storage areas provide ample convenience. Outdoor living is a highlight, with two outdoor showers, a storage building for beach gear, and a nearby public beach access just a few lots away. Walk or bike to downtown Surf City's restaurants, shops, and nightlife—all just blocks from your doorstep. Whether you're looking to invest, house hack, or create a family beach compound, the possibilities here are endless. Take the helm—this Surf City gem is ready for you to enjoy or start earning immediately.

415 N Shore Dr, Surf City
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